NASB Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	Sep '20 Sep 30, 2020	2015 - 2019
Net Income	28.26	21.65	-	73.71	103.51	Upgrade
Depreciation & Amortization	0.84	0.94	-	1.28	3.99	Upgrade
Gain (Loss) on Sale of Assets	-0.03	0.47	-	-0.06	-0.13	Upgrade
Gain (Loss) on Sale of Investments	-1.36	-	-	1	-0.32	Upgrade
Total Asset Writedown	1.35	0.1	-	0.97	0.26	Upgrade
Provision for Credit Losses	-1.53	-	-	-	10.15	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	4.4	134.45	-	81.38	53.18	Upgrade
Accrued Interest Receivable	-0.8	-2.67	-	2.9	-1.13	Upgrade
Change in Other Net Operating Assets	-1.04	0.23	-	-12.85	17.59	Upgrade
Other Operating Activities	-9.19	-9.28	-	-151.36	-186.78	Upgrade
Operating Cash Flow	21.26	146.29	-	-2.44	0.49	Upgrade
Operating Cash Flow Growth	-85.47%	-	-	-	-	Upgrade
Capital Expenditures	-1.82	-1.34	-	-5.96	-5.09	Upgrade
Sale of Property, Plant and Equipment	0.01	0.05	-	-	-	Upgrade
Investment in Securities	-70.72	-36.82	-	11.51	-24.48	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-36.69	-88.16	-	268.81	268.56	Upgrade
Other Investing Activities	-10.41	8.41	-	-8	4.66	Upgrade
Investing Cash Flow	-118.41	-117.27	-	267.13	246.02	Upgrade
Long-Term Debt Issued	369.49	223	-	222	100	Upgrade
Long-Term Debt Repaid	-285	-344.42	-	-25	-226	Upgrade
Net Debt Issued (Repaid)	84.49	-121.42	-	197	-126	Upgrade
Issuance of Common Stock	-	-	-	0.07	0.04	Upgrade
Repurchase of Common Stock	-6.22	-0.78	-	-0.41	-0.03	Upgrade
Common Dividends Paid	-7.35	-11.86	-	-20.69	-15.88	Upgrade
Net Increase (Decrease) in Deposit Accounts	-64.77	298.38	-	-401.44	-76.21	Upgrade
Other Financing Activities	0.99	-0.34	-	-2.68	-2.24	Upgrade
Financing Cash Flow	7.14	163.99	-	-237.44	-220.33	Upgrade
Net Cash Flow	-90.01	193	-	27.25	26.18	Upgrade
Free Cash Flow	19.44	144.96	-	-8.4	-4.6	Upgrade
Free Cash Flow Growth	-86.59%	-	-	-	-	Upgrade
Free Cash Flow Margin	22.71%	158.19%	-	-3.45%	-1.78%	Upgrade
Free Cash Flow Per Share	2.63	19.56	-	-1.13	-0.62	Upgrade
Cash Interest Paid	60.2	58.44	-	15.71	34.27	Upgrade
Cash Income Tax Paid	9.7	1.08	-	31.48	27.24	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.