NBC Bancorp, Inc. (NCXS)

NBC Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023
Interest Income on Loans	20.03	19.88	17.5
Interest Income on Investments	2.26	2.36	2.83
Total Interest Income	22.29	22.24	20.33
Interest Paid on Borrowings	10.42	10.32	7.56
Total Interest Expense	10.42	10.32	7.56
Net Interest Income	11.88	11.92	12.77
Net Interest Income Growth (YoY)	-7.19%	-6.70%	-
Gain (Loss) on Sale of Investments	-	-	-0.6
Other Non-Interest Income	1.96	1.9	1.25
Total Non-Interest Income	2.29	2.22	0.97
Non-Interest Income Growth (YoY)	133.34%	128.17%	-
Revenues Before Loan Losses	14.16	14.14	13.75
Provision for Loan Losses	0.08	0.1	0.26
Revenue	14.08	14.04	13.49
Revenue Growth (YoY)	3.81%	4.09%	-
Salaries and Employee Benefits	6.78	6.68	6.73
Occupancy Expenses	1.47	1.48	1.46
Selling, General & Administrative	1.69	1.67	1.57
Other Non-Interest Expense	2.74	2.8	2.81
Total Non-Interest Expense	12.68	12.63	12.58
EBT Excluding Unusual Items	1.4	1.4	0.9
Pretax Income	1.4	1.4	0.9
Income Tax Expense	0.21	0.19	0.04
Net Income	1.19	1.22	0.86
Net Income to Common	1.19	1.22	0.86
Net Income Growth	46.87%	40.80%	-
Effective Tax Rate	14.96%	13.38%	4.53%

Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.