NBC Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	33.47	13.59	10.24	11.63	8.15
Investment Securities	106.64	111.23	122.36	120.93	143.45
Mortgage-Backed Securities	-	11.64	16.03	20.76	25.29
Total Investments	106.64	122.88	138.38	141.69	168.73
Gross Loans	362.67	388.26	387.52	343.43	284.47
Allowance for Loan Losses	-	-4.03	-3.93	-3.8	-3.54
Other Adjustments to Gross Loans	-	-0.16	-0.24	-0.16	-0.66
Net Loans	362.67	384.07	383.34	339.46	280.28
Property, Plant & Equipment	4.27	6.05	6.51	5.63	6.05
Accrued Interest Receivable	1.37	-	-	-	-
Long-Term Deferred Tax Assets	1.58	2.5	2.81	-	-
Other Real Estate Owned & Foreclosed	-	0.17	-	-	-
Other Long-Term Assets	1.87	1.6	2.38	5.95	2.38
Total Assets	511.87	532.38	545.73	506.6	466.93
Interest Bearing Deposits	451.08	324.31	303.4	297.54	277.76
Institutional Deposits	-	28.27	21.04	13.97	0.8
Non-Interest Bearing Deposits	-	107.55	108.49	121.29	125.85
Total Deposits	451.08	460.14	432.93	432.8	404.41
Short-Term Borrowings	-	11	55	36	17.5
Current Portion of Long-Term Debt	-	5.7	-	-	-
Current Portion of Leases	-	0.18	-	-	-
Current Income Taxes Payable	-0.05	-	-	-	-
Accrued Interest Payable	0.55	0.53	0.49	0.05	0
Long-Term Debt	21.96	21.16	25.25	10.7	10
Long-Term Leases	-	1.43	1.73	0.65	0.67
Other Long-Term Liabilities	2.13	0.55	1.07	1.2	1.06
Total Liabilities	475.68	500.71	516.47	481.42	433.65
Common Stock	2.37	2.37	2.37	2.37	2.37
Additional Paid-In Capital	17.49	17.49	17.49	17.49	17.49
Retained Earnings	19.82	18.74	17.65	16.78	13.99
Comprehensive Income & Other	-3.49	-6.93	-8.24	-11.46	-0.58
Shareholders' Equity	36.19	31.67	29.26	25.18	33.27
Total Liabilities & Equity	511.87	532.38	545.73	506.6	466.93
Total Debt	21.96	39.48	81.98	47.36	28.17
Net Cash (Debt)	11.51	-25.89	-71.74	-35.72	-20.03
Net Cash Per Share	-	-54.71	-151.59	-75.48	-42.32
Filing Date Shares Outstanding	-	0.47	0.47	0.47	0.47
Total Common Shares Outstanding	-	0.47	0.47	0.47	0.47
Book Value Per Share	-	66.92	61.83	53.20	70.31
Tangible Book Value	36.19	31.67	29.26	25.18	33.27
Tangible Book Value Per Share	-	66.92	61.83	53.20	70.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.