NBC Bancorp, Inc. (NCXS)

NBC Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023
Cash & Equivalents	16.82	13.59	10.24
Investment Securities	124.01	111.23	122.36
Mortgage-Backed Securities	-	11.64	16.03
Total Investments	124.01	122.88	138.38
Gross Loans	383.01	388.26	387.52
Allowance for Loan Losses	-	-4.03	-3.93
Other Adjustments to Gross Loans	-	-0.16	-0.24
Net Loans	383.01	384.07	383.34
Property, Plant & Equipment	4.43	6.05	6.51
Long-Term Deferred Tax Assets	2.21	2.5	2.81
Other Real Estate Owned & Foreclosed	0.17	0.17	-
Other Long-Term Assets	2.15	1.6	2.38
Total Assets	534.42	532.38	545.73
Interest Bearing Deposits	461.75	324.31	303.4
Institutional Deposits	-	28.27	21.04
Non-Interest Bearing Deposits	-	107.55	108.49
Total Deposits	461.75	460.14	432.93
Short-Term Borrowings	-	11	55
Current Portion of Long-Term Debt	-	5.7	-
Current Portion of Leases	-	0.18	-
Accrued Interest Payable	0.57	0.53	0.49
Long-Term Debt	36.87	21.16	25.25
Long-Term Leases	-	1.43	1.73
Other Long-Term Liabilities	2.25	0.55	1.07
Total Liabilities	501.45	500.71	516.47
Common Stock	2.37	2.37	2.37
Additional Paid-In Capital	17.49	17.49	17.49
Retained Earnings	18.96	18.74	17.65
Comprehensive Income & Other	-5.85	-6.93	-8.24
Shareholders' Equity	32.97	31.67	29.26
Total Liabilities & Equity	534.42	532.38	545.73
Total Debt	36.87	39.48	81.98
Net Cash (Debt)	-20.05	-25.89	-71.74
Net Cash Per Share	-42.36	-54.71	-151.59
Filing Date Shares Outstanding	0.47	0.47	0.47
Total Common Shares Outstanding	0.47	0.47	0.47
Book Value Per Share	69.67	66.92	61.83
Tangible Book Value	32.97	31.67	29.26
Tangible Book Value Per Share	69.67	66.92	61.83

Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.