NBC Bancorp, Inc. (NCXS)

NBC Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Cash & Equivalents	55.46	13.59	10.24	11.63
Investment Securities	110.84	111.23	122.36	120.93
Mortgage-Backed Securities	-	11.64	16.03	20.76
Total Investments	110.84	122.88	138.38	141.69
Gross Loans	370.01	388.26	387.52	343.43
Allowance for Loan Losses	-	-4.03	-3.93	-3.8
Other Adjustments to Gross Loans	-	-0.16	-0.24	-0.16
Net Loans	370.01	384.07	383.34	339.46
Property, Plant & Equipment	4.37	6.05	6.51	5.63
Long-Term Deferred Tax Assets	1.67	2.5	2.81	-
Other Real Estate Owned & Foreclosed	-	0.17	-	-
Other Long-Term Assets	2.02	1.6	2.38	5.95
Total Assets	545.87	532.38	545.73	506.6
Interest Bearing Deposits	484.8	324.31	303.4	297.54
Institutional Deposits	-	28.27	21.04	13.97
Non-Interest Bearing Deposits	-	107.55	108.49	121.29
Total Deposits	484.8	460.14	432.93	432.8
Short-Term Borrowings	-	11	55	36
Current Portion of Long-Term Debt	-	5.7	-	-
Current Portion of Leases	-	0.18	-	-
Accrued Interest Payable	0.47	0.53	0.49	0.05
Long-Term Debt	22.66	21.16	25.25	10.7
Long-Term Leases	-	1.43	1.73	0.65
Other Long-Term Liabilities	2.29	0.55	1.07	1.2
Total Liabilities	510.21	500.71	516.47	481.42
Common Stock	2.37	2.37	2.37	2.37
Additional Paid-In Capital	17.49	17.49	17.49	17.49
Retained Earnings	19.61	18.74	17.65	16.78
Comprehensive Income & Other	-3.81	-6.93	-8.24	-11.46
Shareholders' Equity	35.66	31.67	29.26	25.18
Total Liabilities & Equity	545.87	532.38	545.73	506.6
Total Debt	22.66	39.48	81.98	47.36
Net Cash (Debt)	32.8	-25.89	-71.74	-35.72
Net Cash Per Share	-	-54.71	-151.59	-
Filing Date Shares Outstanding	-	0.47	0.47	-
Total Common Shares Outstanding	-	0.47	0.47	-
Book Value Per Share	-	66.92	61.83	-
Tangible Book Value	35.66	31.67	29.26	25.18
Tangible Book Value Per Share	-	66.92	61.83	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.