NBC Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	14.46	13.59	10.24
Investment Securities	121.68	111.23	122.36
Mortgage-Backed Securities	-	11.64	16.03
Total Investments	121.68	122.88	138.38
Gross Loans	375.62	388.26	387.52
Allowance for Loan Losses	-	-4.03	-3.93
Other Adjustments to Gross Loans	-	-0.16	-0.24
Net Loans	375.62	384.07	383.34
Property, Plant & Equipment	4.42	6.05	6.51
Long-Term Deferred Tax Assets	2.03	2.5	2.81
Other Real Estate Owned & Foreclosed	-	0.17	-
Other Long-Term Assets	2.15	1.6	2.38
Total Assets	521.85	532.38	545.73
Interest Bearing Deposits	447.52	324.31	303.4
Institutional Deposits	-	28.27	21.04
Non-Interest Bearing Deposits	-	107.55	108.49
Total Deposits	447.52	460.14	432.93
Short-Term Borrowings	-	11	55
Current Portion of Long-Term Debt	-	5.7	-
Current Portion of Leases	-	0.18	-
Accrued Interest Payable	0.53	0.53	0.49
Long-Term Debt	37.87	21.16	25.25
Long-Term Leases	-	1.43	1.73
Other Long-Term Liabilities	2.23	0.55	1.07
Total Liabilities	488.09	500.71	516.47
Common Stock	2.37	2.37	2.37
Additional Paid-In Capital	17.49	17.49	17.49
Retained Earnings	19.09	18.74	17.65
Comprehensive Income & Other	-5.18	-6.93	-8.24
Shareholders' Equity	33.77	31.67	29.26
Total Liabilities & Equity	521.85	532.38	545.73
Total Debt	37.87	39.48	81.98
Net Cash (Debt)	-23.4	-25.89	-71.74
Net Cash Per Share	-	-54.71	-151.59
Filing Date Shares Outstanding	-	0.47	0.47
Total Common Shares Outstanding	-	0.47	0.47
Book Value Per Share	-	66.92	61.83
Tangible Book Value	33.77	31.67	29.26
Tangible Book Value Per Share	-	66.92	61.83

Updated Jan 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.