NBC Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	1.22	0.86	3.52
Depreciation & Amortization	0.74	0.71	0.63
Other Amortization	0.04	-0.16	-
Gain (Loss) on Sale of Assets	-	-	-0.03
Gain (Loss) on Sale of Investments	-	0.6	-
Provision for Credit Losses	0.1	0.26	0.25
Accrued Interest Receivable	0.01	-0.24	-0.09
Change in Other Net Operating Assets	0.26	-0.47	0.16
Other Operating Activities	-0.21	-0.05	0.13
Operating Cash Flow	2.2	1.94	4.62
Operating Cash Flow Growth	13.45%	-58.08%	-
Capital Expenditures	-0.21	-0.39	-0.19
Investment in Securities	17.18	7.75	12.25
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1	-43.99	-59.43
Other Investing Activities	0.49	0.12	-0.62
Investing Cash Flow	16.45	-36.52	-48
Short-Term Debt Issued	-	-	28.5
Long-Term Debt Issued	12.61	49.55	0.7
Total Debt Issued	12.61	49.55	29.2
Short-Term Debt Repaid	-55	-16	-
Long-Term Debt Repaid	-	-	-10
Total Debt Repaid	-55	-16	-10
Net Debt Issued (Repaid)	-42.39	33.55	19.2
Common Dividends Paid	-0.12	-0.49	-0.73
Other Financing Activities	27.2	0.13	28.39
Financing Cash Flow	-15.3	33.19	46.86
Net Cash Flow	3.35	-1.39	3.49
Free Cash Flow	1.98	1.54	4.43
Free Cash Flow Growth	28.69%	-65.19%	-
Free Cash Flow Margin	14.14%	11.44%	27.72%
Free Cash Flow Per Share	4.19	3.26	-
Cash Interest Paid	10.19	7.15	1.81
Cash Income Tax Paid	0.45	0.28	0.73

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.