NBC Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jan '26 Jan 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Market Capitalization	29	29	21	23	21
Market Cap Growth	43.55%	39.25%	-8.75%	6.67%	-
Last Close Price	60.98	60.99	43.80	47.70	43.70
PE Ratio	26.81	26.82	17.04	26.30	6.05
PS Ratio	1.94	1.94	1.48	1.68	1.33
PB Ratio	0.80	0.80	0.66	0.78	0.85
P/FCF Ratio	-	-	10.44	14.73	4.81
P/OCF Ratio	-	-	9.43	11.73	4.61
Debt / Equity Ratio	0.61	0.61	1.25	2.80	1.88
Debt / FCF Ratio	-	-	19.89	53.15	10.69
Net Debt / Equity Ratio	-0.32	-0.32	0.82	2.45	1.42
Net Debt / FCF Ratio	-	-	13.05	46.51	8.06
Return on Equity (ROE)	3.17%	3.17%	3.99%	3.17%	-
Return on Assets (ROA)	0.21%	0.21%	0.23%	0.16%	-
Earnings Yield	3.73%	3.73%	5.87%	3.80%	16.54%
FCF Yield	-	-	9.58%	6.79%	20.81%
Payout Ratio	-	-	9.73%	56.43%	20.82%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.