Nedbank Group Limited (NDBKF)

Nedbank Group Balance Sheet

Financials in millions ZAR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	22,831	23,599	21,696	15,694	14,891
Investment Securities	314,837	289,291	275,637	257,459	247,229
Trading Asset Securities	43,683	38,464	28,514	60,186	85,526
Total Investments	358,520	327,755	304,151	317,645	332,755
Gross Loans	971,212	903,254	877,089	823,328	819,543
Allowance for Loan Losses	-28,721	-29,602	-27,209	-25,650	-24,804
Net Loans	942,491	873,652	849,880	797,678	794,739
Property, Plant & Equipment	14,131	10,913	11,064	10,739	11,334
Goodwill	4,011	4,011	4,292	4,295	4,747
Other Intangible Assets	8,641	7,966	8,357	8,926	9,004
Investments in Real Estate	291	371	26	28	-
Other Receivables	11,554	11,079	8,561	9,128	11,765
Restricted Cash	32,315	28,483	23,922	28,892	26,491
Other Current Assets	182	493	244	638	69
Long-Term Deferred Tax Assets	554	921	683	889	657
Other Real Estate Owned & Foreclosed	-	207	189	187	149
Other Long-Term Assets	23,016	21,958	19,839	20,178	21,536
Total Assets	1,418,537	1,311,408	1,252,904	1,214,917	1,228,137
Accrued Expenses	4,586	4,150	4,036	3,548	2,520
Interest Bearing Deposits	682,204	638,695	616,806	588,646	604,251
Non-Interest Bearing Deposits	473,653	435,331	409,270	363,857	337,197
Total Deposits	1,155,857	1,074,026	1,026,076	952,503	941,448
Short-Term Borrowings	30,457	27,760	23,284	51,468	77,397
Current Portion of Long-Term Debt	8,675	7,601	8,075	7,911	8,157
Current Portion of Leases	1,011	917	954	957	1,097
Current Income Taxes Payable	324	313	322	330	590
Other Current Liabilities	33,142	20,188	17,007	21,475	27,196
Long-Term Debt	41,106	40,176	43,828	50,248	51,613
Long-Term Leases	1,630	1,730	1,641	1,526	1,951
Long-Term Unearned Revenue	395	369	381	406	428
Pension & Post-Retirement Benefits	47	43	6	156	2,604
Long-Term Deferred Tax Liabilities	778	507	533	458	390
Other Long-Term Liabilities	14,443	14,417	10,817	14,420	12,302
Total Liabilities	1,292,451	1,192,197	1,136,960	1,105,406	1,127,693
Common Stock	488	488	511	509	502
Additional Paid-In Capital	14,351	14,332	19,208	18,768	18,583
Retained Earnings	97,278	90,614	84,128	77,756	67,880
Treasury Stock	-21	-23	-24	-23	-18
Comprehensive Income & Other	168	2,338	1,153	2,503	2,045
Total Common Equity	112,264	107,749	104,976	99,513	88,992
Minority Interest	13,822	11,462	10,968	9,998	11,452
Shareholders' Equity	126,086	119,211	115,944	109,511	100,444
Total Liabilities & Equity	1,418,537	1,311,408	1,252,904	1,214,917	1,228,137
Total Debt	82,879	78,184	77,782	112,110	140,215
Net Cash (Debt)	3,328	1,639	4,524	-2,360	8,617
Net Cash Growth	103.05%	-63.77%	-	-	-
Net Cash Per Share	6.95	3.35	9.04	-4.77	17.63
Filing Date Shares Outstanding	466.99	464.57	487.25	485.6	483.89
Total Common Shares Outstanding	466.99	464.57	487.25	485.6	483.89
Book Value Per Share	240.40	231.93	215.45	204.93	183.91
Tangible Book Value	99,612	95,772	92,327	86,292	75,241
Tangible Book Value Per Share	213.30	206.15	189.49	177.70	155.49

Source: S&P Capital IQ. Banks template. Financial Sources.