Northeast Indiana Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7.08	10.21	5.47	3.89	15.78
Investment Securities	95.27	63.49	65.55	65.07	67.29
Mortgage-Backed Securities	-	27.18	27.75	26.49	33.48
Total Investments	95.27	90.67	93.3	91.57	100.77
Gross Loans	431.87	399.94	379.98	325.83	280.57
Allowance for Loan Losses	-6.59	-6.77	-5.34	-4	-4
Other Adjustments to Gross Loans	-	-2.6	-3.98	-1.07	-2.3
Net Loans	425.28	390.56	370.66	320.76	274.27
Property, Plant & Equipment	8.67	7.91	7.37	7.25	6.94
Goodwill	-	-	0.13	0.13	0.13
Loans Held for Sale	0.08	0.07	-	0.19	0.54
Accrued Interest Receivable	2.57	2.24	2.35	1.92	1.49
Long-Term Deferred Tax Assets	-	3.17	2.93	2.92	0.57
Other Long-Term Assets	17.54	14.67	14.25	14.8	14.75
Total Assets	559.33	522.32	498.68	445.53	417.66
Accrued Expenses	-	4.11	3.94	3.58	4.01
Interest Bearing Deposits	404.66	263.55	272.37	271.56	263.83
Institutional Deposits	-	117.22	73.94	42.03	21.68
Non-Interest Bearing Deposits	51.19	48.17	54.76	53.23	56.44
Total Deposits	455.85	428.94	401.07	366.82	341.95
Short-Term Borrowings	-	-	-	-	9
Current Portion of Long-Term Debt	-	15.5	31.5	26	4
Accrued Interest Payable	4.17	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	44.4	25.5	15.75	6	10
Total Liabilities	504.42	474.05	452.26	402.4	368.96
Common Stock	54.92	0.01	0.01	0.01	0.01
Additional Paid-In Capital	-	11.04	10.96	11.01	10.95
Retained Earnings	-	48.21	45.59	43.91	40.34
Treasury Stock	-	-3.79	-3.34	-3.47	-3.46
Comprehensive Income & Other	-	-7.2	-6.8	-8.34	0.85
Shareholders' Equity	54.92	48.28	46.42	43.13	48.69
Total Liabilities & Equity	559.33	522.32	498.68	445.53	417.66
Total Debt	44.4	41	47.25	32	23
Net Cash (Debt)	-35.85	-26.52	-37.46	-26.88	-5.01
Net Cash Per Share	-15.11	-11.08	-15.60	-11.20	-2.09
Filing Date Shares Outstanding	2.37	2.4	2.42	2.41	2.41
Total Common Shares Outstanding	2.37	2.4	2.42	2.41	2.41
Book Value Per Share	23.19	20.14	19.15	17.90	20.20
Tangible Book Value	54.92	48.28	46.29	43	48.56
Tangible Book Value Per Share	23.19	20.14	19.10	17.84	20.14

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.