National Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul '25 Jul 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021	Oct '20 Oct 31, 2020
Cash & Equivalents	29,561	31,549	35,234	31,870	33,879	29,142
Securities and Investments	178,915	145,165	121,818	109,719	106,304	102,131
Short-Term Interbank Lending and Reverse Repurchase Agreements	23,388	16,265	11,260	26,486	7,516	14,512
Gross Loans	294,727	244,373	226,627	207,699	183,687	165,898
Allowance for Loan Losses	-1,984	-1,341	-1,184	-955	-998	-1,158
Net Loans	292,743	243,032	225,443	206,744	182,689	164,740
Net Property, Plant & Equipment	2,123	1,868	1,592	1,397	1,216	1,155
Other Intangible Assets	1,833	1,233	1,256	1,360	1,274	1,434
Goodwill	3,080	1,522	1,521	1,519	1,504	1,414
Long-Term Investments	-	-	49	140	225	409
Other Non-Earning Assets	20,978	21,592	25,304	24,505	21,014	16,688
Total Assets	552,621	462,226	423,477	403,740	355,621	331,625
Total Deposits	402,286	333,545	288,173	266,394	240,938	215,878
Short-Term Interbank Borrowing and Repurchase Agreements	46,031	38,177	38,347	33,473	17,293	33,859
Trading Liabilities	29,215	26,633	33,548	41,449	39,633	29,291
Accounts Payable	-	-	6,627	6,541	6,836	6,866
Long-Term Debt	3,429	1,258	748	1,499	768	775
Other Liabilities	38,284	37,063	32,450	32,638	31,471	28,573
Total Liabilities	519,245	436,676	399,893	381,994	336,939	315,242
Preferred Stock	3,114	3,150	3,150	3,150	2,650	2,950
Common Stock	9,865	3,463	3,294	3,196	3,160	3,057
Additional Paid-in Capital	124	85	68	56	47	47
Accumulated Other Comprehensive Income	162	219	420	202	-32	-118
Retained Earnings	20,110	18,633	16,650	15,140	12,854	10,444
Total Common Shareholders' Equity	33,375	25,550	23,582	21,744	18,679	16,380
Minority Interest	1	-	2	2	3	3
Shareholders' Equity	33,376	25,550	23,584	21,746	18,682	16,383
Total Liabilities & Equity	552,621	462,226	423,477	403,740	355,621	331,625
Total Debt	3,429	1,258	748	1,499	768	775
Net Cash (Debt)	-3,429	-1,258	-748	-1,499	-768	-775
Net Cash Per Share	-9.27	-3.67	-2.19	-4.40	-2.25	-2.30
Book Value	33,375	25,550	23,582	21,744	18,679	16,380
Book Value Per Share	90.25	74.52	69.20	63.80	54.80	48.52
Tangible Book Value	28,462	22,795	20,805	18,865	15,901	13,532
Tangible Book Value Per Share	76.96	66.49	61.05	55.35	46.65	40.09

Updated Jul 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.