National Bank of Canada (NTIOF)

National Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Cash & Equivalents	13,359	19,819	25,944	24,180	27,098
Investment Securities	67,766	45,535	33,133	48,970	29,234
Trading Asset Securities	160,633	128,244	117,510	105,922	101,295
Total Investments	228,399	173,779	150,643	154,892	130,529
Gross Loans	304,754	244,373	220,000	201,158	176,851
Allowance for Loan Losses	-2,131	-1,341	-1,184	-955	-998
Net Loans	302,623	243,032	218,816	200,203	175,853
Property, Plant & Equipment	2,162	1,868	1,592	1,397	1,216
Goodwill	3,101	1,522	1,521	1,519	1,504
Other Intangible Assets	1,748	1,233	1,256	1,360	1,274
Accrued Interest Receivable	1,844	1,742	1,605	1,057	696
Other Receivables	3,755	5,550	5,125	3,904	2,661
Restricted Cash	14,557	11,730	9,290	7,690	6,781
Other Current Assets	-	-	6,627	6,541	6,836
Long-Term Deferred Tax Assets	1,131	828	666	389	416
Other Long-Term Assets	4,240	1,123	392	608	757
Total Assets	576,919	462,226	423,477	403,740	355,621
Accounts Payable	4,192	3,433	2,458	2,582	2,469
Interest Bearing Deposits	342,075	333,545	288,173	266,394	240,938
Non-Interest Bearing Deposits	85,928	-	-	-	-
Total Deposits	428,003	333,545	288,173	266,394	240,938
Short-Term Borrowings	15,984	15,760	19,888	19,632	19,367
Current Portion of Long-Term Debt	30,663	29,460	30,267	26,651	13,877
Current Portion of Leases	89	75	109	94	87
Current Income Taxes Payable	185	123	204	67	478
Accrued Interest Payable	2,475	2,290	2,022	1,063	552
Other Current Liabilities	19,365	15,726	25,636	35,069	31,778
Long-Term Debt	14,438	10,211	9,052	8,477	4,621
Long-Term Leases	555	397	408	458	488
Pension & Post-Retirement Benefits	98	103	94	111	143
Long-Term Deferred Tax Liabilities	324	69	28	14	10
Other Long-Term Liabilities	26,779	25,484	21,554	21,382	22,131
Total Liabilities	543,150	436,676	399,893	381,994	336,939
Preferred Stock, Redeemable	1,614	1,650	1,650	1,650	1,650
Common Stock	9,865	3,463	3,294	3,196	3,160
Additional Paid-In Capital	137	85	68	56	47
Retained Earnings	20,366	18,633	16,650	15,140	12,854
Comprehensive Income & Other	1,787	1,719	1,920	1,702	968
Total Common Equity	32,155	23,900	21,932	20,094	17,029
Minority Interest	-	-	2	2	3
Shareholders' Equity	33,769	25,550	23,584	21,746	18,682
Total Liabilities & Equity	576,919	462,226	423,477	403,740	355,621
Total Debt	61,729	55,903	59,724	55,312	38,440
Net Cash (Debt)	139,354	108,425	94,990	101,276	97,469
Net Cash Growth	28.53%	14.14%	-6.21%	3.91%	20.39%
Net Cash Per Share	364.35	316.26	278.75	297.14	285.95
Filing Date Shares Outstanding	390.3	340.56	338.27	336.73	337.92
Total Common Shares Outstanding	391.07	340.74	338.28	336.58	337.91
Book Value Per Share	82.22	70.14	64.83	59.70	50.39
Tangible Book Value	27,306	21,145	19,155	17,215	14,251
Tangible Book Value Per Share	69.82	62.06	56.62	51.15	42.17

Updated Oct 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.