National Bank of Canada (NTIOF)
OTCMKTS · Delayed Price · Currency is USD
135.41
-0.72 (-0.53%)
Mar 10, 2026, 3:57 PM EST
National Bank of Canada Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 4,017 | 3,816 | 3,289 | 3,383 | 3,140 |
Depreciation & Amortization | 654 | 514 | 524 | 481 | 456 |
Provision for Credit Losses | 1,246 | 569 | 397 | 145 | 2 |
Stock-Based Compensation | 24 | 17 | 18 | 17 | 11 |
Net Change in Loans Held-for-Sale | -20,817 | -21,442 | -20,252 | -23,354 | -15,661 |
Other Adjustments | -253 | -460 | -327 | -23 | -55 |
Changes in Trading Assets | -32,183 | -15,941 | -12,619 | -2,564 | -6,485 |
Changes in Securities Borrowed | -10,826 | -5,005 | 15,226 | -18,970 | 6,996 |
Changes in Accrued Interest and Accounts Receivable | 86 | 128 | 407 | 150 | -186 |
Changes in Trading Liabilities | -185 | -2,787 | -8,157 | 1,551 | 3,898 |
Changes in Accrued Expenses | -88 | 175 | -313 | -437 | 272 |
Changes in Other Operating Activities | 62,960 | 45,068 | 26,973 | 37,699 | 13,650 |
Operating Cash Flow | 4,635 | 4,652 | 5,166 | -1,922 | 6,038 |
Operating Cash Flow Growth | -0.36% | -9.95% | - | - | -69.78% |
Net Change in Securities and Investments | -6,707 | -6,643 | 571 | -988 | 1,807 |
Payments for Business Acquisitions | 131 | - | - | - | -73 |
Capital Expenditures | -233 | -443 | -352 | -296 | -217 |
Purchases of Intangible Assets | -269 | -260 | -299 | -374 | -275 |
Other Investing Activities | -2 | 10 | - | 202 | 225 |
Investing Cash Flow | -7,080 | -7,336 | -80 | -1,456 | 1,467 |
Long-Term Debt Issued | 1,750 | 500 | - | 739 | - |
Long-Term Debt Repaid | -201 | -110 | -852 | -99 | -96 |
Net Long-Term Debt Issued (Repaid) | 1,549 | 390 | -852 | 640 | -96 |
Issuance of Common Stock | 88 | 153 | 88 | 53 | 92 |
Repurchase of Common Stock | -213 | - | - | -245 | - |
Net Common Stock Issued (Repurchased) | -125 | 153 | 88 | -192 | 92 |
Issuance of Preferred Stock | - | - | - | 500 | 500 |
Repurchase of Preferred Stock | -300 | - | - | - | -800 |
Net Preferred Stock Issued (Repurchased) | -300 | - | - | 500 | -300 |
Common Dividends Paid | -1,952 | -1,640 | -1,503 | -1,325 | -1,101 |
Other Financing Activities | -347 | - | - | -4 | -334 |
Financing Cash Flow | -1,175 | -1,097 | -2,267 | -381 | -1,739 |
Effect of Exchange Rate Changes on Cash and Cash Equivalents | -13 | 96 | 545 | 1,750 | -1,029 |
Net Cash Flow | -3,633 | -3,685 | 3,364 | -2,009 | 4,737 |
Free Cash Flow | 4,402 | 4,209 | 4,814 | -2,218 | 5,821 |
Free Cash Flow Growth | 4.58% | -12.57% | - | - | -70.60% |
FCF Margin | 34.57% | 38.86% | 49.83% | -23.33% | 65.22% |
Free Cash Flow Per Share | 11.51 | 12.28 | 14.13 | -6.51 | 17.08 |
Levered Free Cash Flow | 25,586 | 25,762 | 23,987 | 21,531 | 21,305 |
Unlevered Free Cash Flow | 20,185 | 21,709 | 21,689 | 17,614 | 18,384 |
Updated Oct 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.