Oconomowoc Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	158.34	126.39	92.54	67.09	57.09
Interest Paid on Deposits	84.92	66.2	39.71	9.38	8.02
Net Interest Income	73.42	60.19	52.83	57.71	49.07
Net Interest Income Growth	21.98%	13.93%	-8.45%	17.59%	11.44%
Other Non-Interest Income	22.27	18.25	11.98	14.59	29.52
Total Non-Interest Income	22.27	18.25	11.98	14.59	29.52
Non-Interest Income Growth	22.01%	52.38%	-17.90%	-50.58%	-26.66%
Revenues Before Loan Losses	95.68	78.44	64.81	72.29	78.59
Provision for Loan Losses	3.84	-	-	-	0.6
Revenue	91.84	78.44	64.81	72.29	77.99
Revenue Growth	17.09%	21.04%	-10.36%	-7.31%	-2.85%
Other Non-Interest Expense	66.36	60.76	53.37	52.16	51.26
Total Non-Interest Expense	66.36	60.76	53.37	52.16	51.26
EBT Excluding Unusual Items	25.49	17.68	11.44	20.14	26.73
Pretax Income	25.49	17.68	11.44	20.14	26.73
Income Tax Expense	3.82	1.34	0.76	3.39	4.99
Net Income	21.66	16.34	10.68	16.74	21.75
Net Income to Common	21.66	16.34	10.68	16.74	21.75
Net Income Growth	32.62%	52.96%	-36.21%	-23.01%	3.13%
Basic Shares Outstanding	0	0	0	0	0
Diluted Shares Outstanding	0	0	0	0	0
Shares Change	-0.58%	-0.00%	-0.01%	0.00%	-0.01%
EPS (Basic)	65.03	48.75	31.87	49.96	64.89
EPS (Diluted)	65.03	48.75	31.87	49.96	64.89
EPS Growth	33.40%	52.97%	-36.21%	-23.01%	3.13%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	5.220	4.920	4.640	4.320
Dividend Growth	-	6.10%	6.03%	7.41%	8.00%
Effective Tax Rate	15.00%	7.59%	6.62%	16.86%	18.66%