Oregon Pacific Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11.72	9.52	8.11	10.66	8.64
Investment Securities	171.82	65.35	70.82	111.12	201.61
Mortgage-Backed Securities	-	100.83	113.02	124.63	64.66
Total Investments	171.82	166.18	183.85	235.74	266.27
Gross Loans	599.64	573.01	538.07	484.25	399.35
Allowance for Loan Losses	-8.24	-7.4	-6.98	-6.67	-5.9
Other Adjustments to Gross Loans	-	-1.45	-1.41	-1.28	-1.19
Net Loans	591.4	564.17	529.69	476.31	392.25
Property, Plant & Equipment	13.02	15.03	15.59	11.02	10.63
Accrued Interest Receivable	-	2.58	2.47	2.22	1.61
Long-Term Deferred Tax Assets	4.38	5.4	5.76	5.63	1.27
Other Real Estate Owned & Foreclosed	0.16	-	-	-	-
Other Long-Term Assets	19.71	12.78	14.31	11.77	10.41
Total Assets	812.22	776.45	760.99	754.18	691.72
Interest Bearing Deposits	546.41	519.02	497.68	499.08	443.89
Institutional Deposits	-	15.88	7.08	3.2	3.41
Non-Interest Bearing Deposits	152.94	141.72	155.69	180.59	171.38
Total Deposits	699.35	676.62	660.45	682.87	618.68
Short-Term Borrowings	7.5	-	17	-	-
Current Portion of Leases	-	0.45	-	-	-
Accrued Interest Payable	-	0.35	0.25	0.16	0.15
Long-Term Debt	14.93	14.83	14.73	14.63	14.53
Federal Home Loan Bank Debt, Long-Term	-	7.5	-	-	-
Long-Term Leases	-	1.41	2.23	1.5	0.94
Trust Preferred Securities	4.12	4.12	4.12	4.12	4.12
Other Long-Term Liabilities	8.5	5.88	5.82	4.82	4.04
Total Liabilities	734.4	711.16	704.61	708.09	642.46
Common Stock	21.92	21.61	21.29	21.1	20.9
Retained Earnings	60.18	51.6	44.08	35.46	28.32
Comprehensive Income & Other	-4.29	-7.92	-8.99	-10.47	0.04
Shareholders' Equity	77.81	65.29	56.38	46.09	49.26
Total Liabilities & Equity	812.22	776.45	760.99	754.18	691.72
Total Debt	26.55	28.31	38.08	20.25	19.59
Net Cash (Debt)	1.83	-7.87	-23.73	30.27	132.24
Net Cash Growth	-	-	-	-77.11%	48.29%
Net Cash Per Share	0.26	-1.10	-3.34	4.28	18.79
Filing Date Shares Outstanding	7.16	7.14	7.09	7.07	7.04
Total Common Shares Outstanding	7.16	7.14	7.09	7.07	7.04
Book Value Per Share	10.86	9.15	7.95	6.52	6.99
Tangible Book Value	77.81	65.29	56.38	46.09	49.26
Tangible Book Value Per Share	10.86	9.15	7.95	6.52	6.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.