Oregon Pacific Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9.06	11.72	9.52	8.11	10.66	8.64
Investment Securities	184.75	61.84	65.35	70.82	111.12	201.61
Mortgage-Backed Securities	-	109.98	100.83	113.02	124.63	64.66
Total Investments	184.75	171.82	166.18	183.85	235.74	266.27
Gross Loans	598.66	601.12	573.01	538.07	484.25	399.35
Allowance for Loan Losses	-8.03	-8.24	-7.4	-6.98	-6.67	-5.9
Other Adjustments to Gross Loans	-	-1.48	-1.45	-1.41	-1.28	-1.19
Net Loans	590.63	591.4	564.17	529.69	476.31	392.25
Property, Plant & Equipment	12.89	14.71	15.03	15.59	11.02	10.63
Accrued Interest Receivable	-	2.83	2.58	2.47	2.22	1.61
Long-Term Deferred Tax Assets	4.49	4.38	5.4	5.76	5.63	1.27
Other Real Estate Owned & Foreclosed	0.16	0.16	-	-	-	-
Other Long-Term Assets	19.28	14.39	12.78	14.31	11.77	10.41
Total Assets	821.26	812.22	776.45	760.99	754.18	691.72
Interest Bearing Deposits	552.41	528.46	519.02	497.68	499.08	443.89
Institutional Deposits	-	17.95	15.88	7.08	3.2	3.41
Non-Interest Bearing Deposits	154.25	152.94	141.72	155.69	180.59	171.38
Total Deposits	706.66	699.35	676.62	660.45	682.87	618.68
Short-Term Borrowings	-	-	-	17	-	-
Current Portion of Leases	-	0.58	-	-	-	-
Accrued Interest Payable	-	0.33	0.35	0.25	0.16	0.15
Long-Term Debt	14.95	14.93	14.83	14.73	14.63	14.53
Federal Home Loan Bank Debt, Long-Term	7.5	7.5	7.5	-	-	-
Long-Term Leases	-	1.22	1.86	2.23	1.5	0.94
Trust Preferred Securities	4.12	4.12	4.12	4.12	4.12	4.12
Other Long-Term Liabilities	8.23	6.37	5.88	5.82	4.82	4.04
Total Liabilities	741.46	734.4	711.16	704.61	708.09	642.46
Common Stock	21.82	21.92	21.61	21.29	21.1	20.9
Retained Earnings	62.55	60.18	51.6	44.08	35.46	28.32
Comprehensive Income & Other	-4.58	-4.29	-7.92	-8.99	-10.47	0.04
Shareholders' Equity	79.8	77.81	65.29	56.38	46.09	49.26
Total Liabilities & Equity	821.26	812.22	776.45	760.99	754.18	691.72
Total Debt	26.58	28.35	28.31	38.08	20.25	19.59
Net Cash (Debt)	21.56	0.04	-7.87	-23.73	30.27	132.24
Net Cash Growth	63.42%	-	-	-	-77.11%	48.29%
Net Cash Per Share	3.00	0.01	-1.10	-3.34	4.28	18.79
Filing Date Shares Outstanding	7.18	7.16	7.14	7.09	7.07	7.04
Total Common Shares Outstanding	7.18	7.16	7.14	7.09	7.07	7.04
Book Value Per Share	11.11	10.86	9.15	7.95	6.52	6.99
Tangible Book Value	79.8	77.81	65.29	56.38	46.09	49.26
Tangible Book Value Per Share	11.11	10.86	9.15	7.95	6.52	6.99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.