OSB Group Plc (OSBGF)

OSB Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	308.1	282.6	410	345.3	196.3
Depreciation & Amortization	9.2	8.4	9.5	10.8	10.1
Other Amortization	2.1	3.5	3.9	3.7	3.7
Gain (Loss) on Sale of Investments	4.8	4.4	-	-33.5	-
Total Asset Writedown	-	-	-	-3.1	7
Provision for Credit Losses	-11.7	48.8	29.8	-4.4	71
Change in Other Net Operating Assets	-44.3	-2,461	-2,270	-1,626	-1,929
Other Operating Activities	225.9	211.4	-8.6	11.7	-82.3
Operating Cash Flow	500.4	-1,896	-1,818	-1,289	-1,718
Capital Expenditures	-43.9	-25.8	-11.7	-6.8	-7.5
Sale of Property, Plant and Equipment	-	-	-	2	-
Investment in Securities	-22.1	-298	67.2	79.5	216.4
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-	4	539.9
Other Investing Activities	36.7	22.6	7.7	1.9	7
Investing Cash Flow	-29.3	-301.2	63.2	80.6	755.8
Long-Term Debt Issued	1,737	1,329	429.5	4,943	1,991
Long-Term Debt Repaid	-2,719	-1,432	-326.1	-4,297	-1,106
Net Debt Issued (Repaid)	-982.2	-103.7	103.4	645.9	885.6
Issuance of Common Stock	0.8	1.4	1.7	149.2	2.6
Repurchase of Common Stock	-90.6	-152.4	-102	-	-
Common Dividends Paid	-135.4	-143.7	-142.1	-86.7	-
Net Increase (Decrease) in Deposit Accounts	1,735	2,321	2,246	942.2	391.3
Other Financing Activities	-281.6	-205.4	-45.3	-76.6	-49.9
Financing Cash Flow	246.3	1,667	2,062	1,574	1,230
Net Cash Flow	717.4	-530.1	307.4	366.1	267.8
Free Cash Flow	456.5	-1,922	-1,829	-1,295	-1,725
Free Cash Flow Margin	67.13%	-315.22%	-245.63%	-204.34%	-394.40%
Free Cash Flow Per Share	1.16	-4.56	-4.10	-2.86	-3.83
Cash Interest Paid	281.6	205.4	45.3	8.4	21.4
Cash Income Tax Paid	119.4	103.6	142.5	117.3	128.8

Source: S&P Global Market Intelligence. Banks template. Financial Sources.