Ottawa Bancorp, Inc. (OTTW)
OTCMKTS · Delayed Price · Currency is USD
15.77
+0.14 (0.90%)
Jul 31, 2026, 3:57 PM EST
Ottawa Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1.68 | 0.78 | 1.67 | 2.38 | 2.9 |
Depreciation & Amortization | 0.25 | 0.28 | 0.28 | 0.28 | 0.27 |
Gain (Loss) on Sale of Assets | - | - | -0.01 | - | -0.01 |
Gain (Loss) on Sale of Investments | -0.06 | 0.56 | 0.02 | 0.06 | 0.09 |
Provision for Credit Losses | -0.04 | -0.15 | -0.25 | 1.15 | 0.13 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.4 | -0.05 | 0.09 | 0.58 | 0.49 |
Accrued Interest Receivable | 0.7 | -0.41 | -0.58 | -0.18 | -0.03 |
Change in Other Net Operating Assets | 0.04 | -0.43 | -1.06 | 0.28 | -0.01 |
Other Operating Activities | 0.14 | 0.19 | -0.11 | -0.16 | -0.33 |
Operating Cash Flow | 3.43 | -0.62 | 3.1 | 3.57 | 2.98 |
Operating Cash Flow Growth | - | - | -13.06% | 19.80% | -24.27% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.13 | -0.25 | -0.08 | -0.08 | -0.26 |
Investment in Securities | 2.11 | 1.72 | 2.38 | 8.2 | -11.7 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -3.97 | 10.57 | -4.8 | -25 | -28.98 |
Other Investing Activities | - | 2.24 | 0.18 | 1.66 | 2 |
Investing Cash Flow | -1.99 | 14.28 | -2.32 | -15.22 | -38.93 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 0.86 | 38.4 | 87.75 | 57.1 | 5 |
Long-Term Debt Repaid | -7.39 | -47.22 | -76.15 | -52.77 | -6.02 |
Net Debt Issued (Repaid) | -6.53 | -8.82 | 11.6 | 4.33 | -1.02 |
Issuance of Common Stock | - | - | - | - | 0.01 |
Repurchase of Common Stock | -1.88 | -1.88 | -0.17 | -3.81 | -2.06 |
Common Dividends Paid | -1.02 | -1.07 | -1.09 | -1.15 | -1.82 |
Net Increase (Decrease) in Deposit Accounts | 15.31 | 1.72 | -8.6 | 16.63 | 36.99 |
Financing Cash Flow | 5.87 | -10.05 | 1.75 | 16 | 32.09 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 7.31 | 3.61 | 2.53 | 4.35 | -3.86 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3.3 | -0.87 | 3.03 | 3.49 | 2.73 |
Free Cash Flow Growth | - | - | -13.28% | 28.01% | -29.07% |
Free Cash Flow Margin | 28.40% | -8.92% | 27.71% | 29.47% | 19.90% |
Free Cash Flow Per Share | 1.40 | -0.36 | 1.21 | 1.35 | 0.97 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 7.18 | 6.87 | 5.55 | 1.82 | 1.55 |
Cash Income Tax Paid | 0.95 | 0.28 | 0.76 | 0.83 | 1.19 |