OVCHF Cash Flow Statement

Financials in millions SGD. Fiscal year is January - December.

Millions SGD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	7,587	7,021	5,526	4,858	3,586
Depreciation & Amortization	515	543	530	586	593
Gain (Loss) on Sale of Assets	-36	-71	-99	-107	-53
Gain (Loss) on Sale of Investments	332	-26	336	12	-182
Total Asset Writedown	129	70	79	6	34
Provision for Credit Losses	561	663	505	867	2,009
Change in Trading Asset Securities	-7,164	866	-3,577	-2,972	-10,617
Change in Other Net Operating Assets	-23,494	-13,563	-2,843	-14,305	7,671
Other Operating Activities	-265	-25	-20	-74	-319
Operating Cash Flow	-22,767	-5,414	-393	-11,880	2,186
Operating Cash Flow Growth	-	-	-	-	-58.96%
Capital Expenditures	-614	-537	-479	-443	-384
Sale of Property, Plant and Equipment	44	89	128	152	86
Cash Acquisitions	-31	-	-	-	-
Investment in Securities	-3,889	-10,138	-1,307	-7,638	-4,274
Income (Loss) Equity Investments	-994	-953	-910	-824	-612
Divestitures	-	-	-	-	32
Other Investing Activities	158	132	145	138	201
Investing Cash Flow	-4,332	-10,454	-1,513	-7,791	-4,339
Long-Term Debt Issued	5,722	4,752	2,939	-	1,365
Total Debt Issued	5,722	4,752	2,939	-	1,365
Long-Term Debt Repaid	-1,430	-77	-89	-4,331	-7,054
Total Debt Repaid	-1,430	-77	-89	-4,331	-7,054
Net Debt Issued (Repaid)	4,292	4,675	2,850	-4,331	-5,689
Issuance of Common Stock	602	662	648	140	216
Repurchase of Common Stock	-194	-1,205	-250	-406	-563
Common Dividends Paid	-3,987	-3,733	-2,620	-1,544	-1,501
Total Dividends Paid	-3,987	-3,733	-2,620	-1,544	-1,501
Net Increase (Decrease) in Deposit Accounts	26,731	14,541	9,325	26,163	13,451
Other Financing Activities	-643	-44	-	-1	4
Financing Cash Flow	26,801	14,896	9,953	20,021	5,918
Foreign Exchange Rate Adjustments	257	-142	-773	282	253
Net Cash Flow	-41	-1,114	7,274	632	4,018
Free Cash Flow	-23,381	-5,951	-872	-12,323	1,802
Free Cash Flow Growth	-	-	-	-	-63.65%
Free Cash Flow Margin	-169.64%	-46.59%	-8.15%	-126.74%	22.26%
Free Cash Flow Per Share	-5.20	-1.32	-0.19	-2.74	0.41
Cash Income Tax Paid	1,589	1,412	1,167	913	822

Source: S&P Global Market Intelligence. Banks template. Financial Sources.