Oversea-Chinese Banking Corporation Limited (OVCHY)

OVCHY Balance Sheet

Financials in millions SGD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	-	28,870	29,984	22,708	22,077	18,059
Investment Securities	-	222,261	192,401	100,373	102,403	96,571
Trading Asset Securities	-	12,976	15,605	9,267	15,223	7,349
Total Investments	-	235,237	208,006	109,640	117,626	103,920
Gross Loans	-	296,653	294,980	289,716	267,240	264,773
Allowance for Loan Losses	-	-3,899	-3,513	-3,435	-3,702	-2,425
Net Loans	-	292,754	291,467	286,281	263,538	262,348
Property, Plant & Equipment	-	3,528	3,483	2,888	3,115	3,217
Goodwill	-	-	-	4,467	4,431	4,468
Other Intangible Assets	-	4,501	4,643	925	858	923
Investments in Real Estate	-	723	763	801	813	839
Accrued Interest Receivable	-	-	-	889	970	1,151
Other Receivables	-	-	-	962	1,197	730
Restricted Cash	-	-	-	5,211	4,448	5,142
Other Current Assets	-	-	-	1,922	2,543	1,613
Long-Term Deferred Tax Assets	-	586	448	280	133	87
Other Long-Term Assets	-	15,225	18,130	105,213	99,646	89,194
Total Assets	-	581,424	556,924	542,187	521,395	491,691
Accrued Expenses	-	276	236	431	406	347
Interest Bearing Deposits	-	270,189	247,882	212,557	205,742	222,077
Non-Interest Bearing Deposits	-	104,465	112,245	138,077	118,751	89,024
Total Deposits	-	374,654	360,127	350,634	324,493	311,101
Short-Term Borrowings	-	28,138	26,807	17,738	27,573	25,559
Current Portion of Long-Term Debt	-	-	-	3,918	3,230	1,940
Current Income Taxes Payable	-	1,037	995	905	745	1,189
Accrued Interest Payable	-	-	-	328	472	932
Other Current Liabilities	-	194	212	883	739	472
Long-Term Debt	-	12,135	11,179	7,529	9,068	9,576
Long-Term Leases	-	-	-	228	278	293
Long-Term Deferred Tax Liabilities	-	636	349	2,832	1,818	1,893
Other Long-Term Liabilities	-	108,800	104,594	102,423	101,397	89,786
Total Liabilities	-	525,870	504,499	487,849	470,219	443,088
Common Stock	-	18,045	18,048	18,040	17,833	17,261
Retained Earnings	-	34,501	31,721	32,134	28,666	27,110
Comprehensive Income & Other	-	1,624	1,348	2,489	3,123	2,791
Total Common Equity	56,919	54,170	51,117	52,663	49,622	47,162
Minority Interest	-	1,384	1,308	1,675	1,554	1,441
Shareholders' Equity	58,223	55,554	52,425	54,338	51,176	48,603
Total Liabilities & Equity	-	581,424	556,924	542,187	521,395	491,691
Total Debt	45,543	40,273	37,986	29,413	40,149	37,368
Net Cash (Debt)	42,634	45,040	42,829	28,024	29,958	23,853
Net Cash Growth	-28.07%	5.16%	52.83%	-6.46%	25.59%	0.10%
Net Cash Per Share	9.49	9.94	9.46	6.24	6.78	5.53
Filing Date Shares Outstanding	4,494	4,494	4,495	4,493	4,475	4,400
Total Common Shares Outstanding	4,494	4,494	4,495	4,492	4,474	4,401
Book Value Per Share	12.29	11.78	10.99	11.46	10.82	10.38
Tangible Book Value	52,415	49,669	46,474	47,271	44,333	41,771
Tangible Book Value Per Share	11.29	10.77	9.96	10.26	9.64	9.15

Source: S&P Capital IQ. Banks template. Financial Sources.