PBCO Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	37.71	49.59	19.56	15.89	81.35
Investment Securities	30.94	41.22	48.63	113.86	102.45
Mortgage-Backed Securities	85.26	93.8	108.31	125.18	142.99
Total Investments	116.19	135.02	156.94	239.04	245.44
Gross Loans	585.03	561.25	531.81	494.15	487.03
Allowance for Loan Losses	-6.42	-5.75	-5.89	-5.33	-4.63
Other Adjustments to Gross Loans	-2.46	-2.37	-2.05	-2.27	-2.35
Net Loans	576.16	553.12	523.87	486.55	480.05
Property, Plant & Equipment	28.28	29.43	30.02	27.93	27.3
Goodwill	3.34	3.34	3.34	3.34	3.34
Loans Held for Sale	-	-	-	0.63	1.41
Accrued Interest Receivable	4.1	4.16	4.24	4.94	4.06
Long-Term Deferred Tax Assets	5.14	6.56	7.13	10.24	1.35
Other Real Estate Owned & Foreclosed	-	-	0.21	0.29	0.54
Other Long-Term Assets	17.85	17.22	16.64	14.18	13.76
Total Assets	789.24	798.9	763.35	804.25	859.6
Interest Bearing Deposits	430.24	417.06	345.43	369.99	410.39
Institutional Deposits	2.81	4.29	11.4	-	3.42
Non-Interest Bearing Deposits	220.92	252.44	272.94	322.81	350.42
Total Deposits	653.97	673.79	629.78	692.8	764.23
Current Portion of Leases	0.48	-	-	-	-
Accrued Interest Payable	6.12	5.43	2.91	5.52	5.91
Long-Term Debt	24.64	24.59	24.53	24.47	-
Federal Home Loan Bank Debt, Long-Term	-	-	20.65	5	3
Long-Term Leases	2.76	4	4.58	4.98	4.44
Pension & Post-Retirement Benefits	3.62	3.46	3.32	3.07	2.96
Total Liabilities	691.61	711.28	685.76	735.84	780.53
Common Stock	25.62	26.49	83.72	83.71	25.3
Additional Paid-In Capital	58.28	60.04	2.39	2.61	36.04
Retained Earnings	20.73	13.38	5.29	4.81	19.47
Comprehensive Income & Other	-7	-12.29	-13.81	-22.72	-1.74
Shareholders' Equity	97.63	87.62	77.59	68.41	79.07
Total Liabilities & Equity	789.24	798.9	763.35	804.25	859.6
Total Debt	27.89	28.59	49.76	34.45	7.44
Net Cash (Debt)	9.81	21.24	-29.7	-18.07	75.4
Net Cash Growth	-53.81%	-	-	-	-13.33%
Net Cash Per Share	1.85	4.00	-5.58	-3.53	15.27
Filing Date Shares Outstanding	5.11	5.27	5.23	5.25	5.21
Total Common Shares Outstanding	5.11	5.27	5.23	5.25	5.21
Book Value Per Share	19.12	16.64	14.83	13.03	15.17
Tangible Book Value	94.29	84.28	74.25	65.08	75.73
Tangible Book Value Per Share	18.46	16.00	14.19	12.39	14.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.