PBCO Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6.19	49.59	19.56	15.89	81.35	92.18
Investment Securities	173.82	41.22	48.63	113.86	102.45	15.3
Mortgage-Backed Securities	-	93.8	108.31	125.18	142.99	14.7
Total Investments	173.82	135.02	156.94	239.04	245.44	29.99
Gross Loans	560.62	561.25	531.81	494.15	487.03	366.54
Allowance for Loan Losses	-6.3	-5.75	-5.89	-5.33	-4.63	-4.47
Other Adjustments to Gross Loans	-	-2.37	-2.05	-2.27	-2.35	-2.56
Net Loans	554.31	553.12	523.87	486.55	480.05	359.51
Property, Plant & Equipment	28.48	29.43	30.02	27.93	27.3	21.62
Goodwill	-	3.34	3.34	3.34	3.34	3.34
Loans Held for Sale	-	-	-	0.63	1.41	3.41
Accrued Interest Receivable	-	4.16	4.24	4.94	4.06	4.21
Long-Term Deferred Tax Assets	-	6.56	7.13	10.24	1.35	-
Other Real Estate Owned & Foreclosed	-	-	0.21	0.29	0.54	1.03
Other Long-Term Assets	47.52	17.22	16.64	14.18	13.76	7.48
Total Assets	810.32	798.9	763.35	804.25	859.6	523.33
Interest Bearing Deposits	434.35	417.06	345.43	369.99	410.39	221.23
Institutional Deposits	3.07	4.29	11.4	-	3.42	3.42
Non-Interest Bearing Deposits	239.52	252.44	272.94	322.81	350.42	231.1
Total Deposits	676.94	673.79	629.78	692.8	764.23	455.75
Current Portion of Leases	-	0.47	-	-	-	-
Accrued Interest Payable	-	5.43	2.91	5.52	5.91	5.19
Long-Term Debt	28.27	24.59	24.53	24.47	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	20.65	5	3	3
Long-Term Leases	-	3.53	4.58	4.98	4.44	3.92
Pension & Post-Retirement Benefits	-	3.46	3.32	3.07	2.96	2.64
Total Liabilities	714.07	711.28	685.76	735.84	780.53	470.5
Common Stock	104.02	83.58	83.72	83.71	25.3	17.8
Additional Paid-In Capital	-	2.95	2.39	2.61	36.04	22.57
Retained Earnings	-	13.38	5.29	4.81	19.47	11.77
Comprehensive Income & Other	-7.77	-12.29	-13.81	-22.72	-1.74	0.68
Shareholders' Equity	96.25	87.62	77.59	68.41	79.07	52.84
Total Liabilities & Equity	810.32	798.9	763.35	804.25	859.6	523.33
Total Debt	28.27	28.59	49.76	34.45	7.44	6.92
Net Cash (Debt)	31.77	21.24	-29.7	-18.07	75.4	87
Net Cash Growth	-	-	-	-	-13.33%	-
Net Cash Per Share	5.98	4.00	-5.58	-3.53	15.27	23.17
Filing Date Shares Outstanding	5.21	5.27	5.23	5.25	5.21	3.8
Total Common Shares Outstanding	5.21	5.27	5.23	5.25	5.21	3.8
Book Value Per Share	18.46	16.64	14.83	13.03	15.17	13.89
Tangible Book Value	96.25	84.28	74.25	65.08	75.73	49.5
Tangible Book Value Per Share	18.46	16.00	14.19	12.39	14.53	13.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.