PBCO Financial Corporation (PBCO)
OTCMKTS · Delayed Price · Currency is USD
29.00
-0.14 (-0.48%)
Aug 21, 2026, 10:46 AM EST
PBCO Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 8.56 | 8.09 | 0.98 | 9.86 | 11.47 |
Depreciation & Amortization | 1.86 | 1.91 | 1.82 | 1.7 | 1.89 |
Other Amortization | 0.06 | 0.06 | 0.06 | - | - |
Gain (Loss) on Sale of Assets | - | - | - | 0 | -0.04 |
Gain (Loss) on Sale of Investments | 0.5 | 0.56 | 7.51 | 0.88 | 0.64 |
Total Asset Writedown | - | 0.07 | 0.08 | - | - |
Provision for Credit Losses | 0.92 | -0.13 | 0.51 | 0.93 | 0.11 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.11 | 0.11 | 1.1 | 1.78 | 4.64 |
Accrued Interest Receivable | 0.01 | 0.04 | 0.65 | -0.87 | 1.01 |
Change in Other Net Operating Assets | -0.49 | -0.57 | -0.4 | -0.41 | -0.34 |
Other Operating Activities | -1.07 | -0.5 | -0.45 | -1.21 | -1.59 |
Operating Cash Flow | 11.52 | 12.61 | 9.02 | 11.85 | 15.92 |
Operating Cash Flow Growth | -8.65% | 39.78% | -23.84% | -25.59% | 90.09% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.96 | -1.32 | -3.91 | -1.37 | -1.93 |
Cash Acquisitions | - | - | - | - | 36.64 |
Investment in Securities | 25.54 | 24.4 | 86.63 | -23.76 | -194.67 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -23.96 | -29.12 | -38.11 | -7.44 | 23.5 |
Other Investing Activities | -0.04 | -0.04 | -1.96 | -0.04 | -1.04 |
Investing Cash Flow | 0.57 | -5.95 | 42.64 | -32.36 | -136.97 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 15.65 | 26.47 | - |
Long-Term Debt Repaid | - | -20.65 | - | - | - |
Net Debt Issued (Repaid) | - | -20.65 | 15.65 | 26.47 | - |
Issuance of Common Stock | - | - | - | 0.02 | 0.04 |
Repurchase of Common Stock | -2.93 | - | -0.63 | - | - |
Common Dividends Paid | -1.21 | - | - | -0.01 | -0.01 |
Net Increase (Decrease) in Deposit Accounts | -19.83 | 44.01 | -63.01 | -71.43 | 110.64 |
Other Financing Activities | - | - | - | - | -0.47 |
Financing Cash Flow | -23.97 | 23.36 | -47.99 | -44.95 | 110.21 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -11.88 | 30.03 | 3.67 | -65.46 | -10.84 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 10.55 | 11.3 | 5.11 | 10.47 | 13.99 |
Free Cash Flow Growth | -6.55% | 121.02% | -51.21% | -25.12% | 142.41% |
Free Cash Flow Margin | 30.35% | 34.20% | 20.18% | 28.43% | 37.20% |
Free Cash Flow Per Share | 1.99 | 2.13 | 0.96 | 2.04 | 2.83 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 11.03 | 11.42 | 8.24 | 1.43 | 0.94 |
Cash Income Tax Paid | 3.28 | 0.68 | 2.11 | 4.38 | 3.14 |