PT Bank Central Asia Tbk (PBCRF)

PT Bank Central Asia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	93,202,150	87,397,774	72,241,191	65,626,976	65,403,161	63,837,795
Interest Paid on Deposits	12,725,081	12,268,952	8,251,682	9,491,401	11,241,891	13,360,347
Net Interest Income	80,477,069	75,128,822	63,989,509	56,135,575	54,161,270	50,477,448
Net Interest Income Growth (YoY)	9.32%	17.41%	13.99%	3.65%	7.30%	11.45%
Gain (Loss) on Sale of Assets	-9,019	-24	-4,294	2,769	1,617	8,116
Other Non-Interest Income	27,193,282	24,800,711	23,484,166	22,329,705	20,996,427	21,128,726
Total Non-Interest Income	27,184,263	24,800,687	23,479,872	22,332,474	20,998,044	21,136,842
Non-Interest Income Growth (YoY)	16.02%	5.63%	5.14%	6.36%	-0.66%	19.15%
Revenues Before Loan Losses	107,661,332	99,929,509	87,469,381	78,468,049	75,159,314	71,614,290
Provision for Loan Losses	3,152,105	2,263,049	4,526,619	9,323,995	11,628,076	4,591,343
Revenue	104,509,227	97,666,460	82,942,762	69,144,054	63,531,238	67,022,947
Revenue Growth (YoY)	10.05%	17.75%	19.96%	8.83%	-5.21%	11.05%
Salaries and Employee Benefits	17,167,703	16,197,811	13,651,458	13,487,127	13,349,775	13,337,264
Selling, General & Administrative	16,941,495	17,270,417	15,245,881	13,320,746	12,818,056	13,952,441
Other Non-Interest Expense	4,384,191	4,018,475	3,578,390	3,495,007	3,778,554	3,432,681
Total Non-Interest Expense	38,493,389	37,486,703	32,475,729	30,302,880	29,946,385	30,722,386
EBT Excluding Unusual Items	66,015,838	60,179,757	50,467,033	38,841,174	33,584,853	36,300,561
Asset Writedown	-	-	-	-	-	-5,293
Pretax Income	66,015,838	60,179,757	50,467,033	38,841,174	33,568,507	36,288,998
Income Tax Expense	12,709,973	11,521,662	9,711,461	7,401,015	6,421,398	7,719,024
Earnings From Continuing Operations	53,305,865	48,658,095	40,755,572	31,440,159	27,147,109	28,569,974
Minority Interest in Earnings	-13,257	-18,973	-19,850	-17,499	-16,000	-4,921
Net Income	53,292,608	48,639,122	40,735,722	31,422,660	27,131,109	28,565,053
Net Income to Common	53,292,608	48,639,122	40,735,722	31,422,660	27,131,109	28,565,053
Net Income Growth	10.56%	19.40%	29.64%	15.82%	-5.02%	10.48%
Basic Shares Outstanding	123,275	123,275	123,275	123,275	123,275	123,275
Diluted Shares Outstanding	123,275	123,275	123,275	123,275	123,275	123,275
EPS (Basic)	432.31	394.56	330.45	254.90	220.09	231.72
EPS (Diluted)	432.31	394.56	330.00	254.90	220.00	231.72
EPS Growth	10.85%	19.56%	29.46%	15.86%	-5.06%	10.48%
Dividend Per Share	277.500	270.000	205.000	145.000	106.000	111.000
Dividend Growth	30.59%	31.71%	41.38%	36.79%	-4.50%	63.24%
Effective Tax Rate	19.25%	19.15%	19.24%	19.05%	19.13%	21.27%

Source: S&P Capital IQ. Banks template. Financial Sources.