PT Bank Central Asia Tbk (PBCRF)

PT Bank Central Asia Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	39,781,050	49,073,750	31,777,383	56,311,333	111,482,987
Investment Securities	476,523,423	372,655,730	405,889,922	404,037,522	382,183,764
Trading Asset Securities	118,068	21,524,617	15,058,660	2,233,129	2,447,163
Total Investments	476,641,491	394,180,347	420,948,582	406,270,651	384,630,927
Gross Loans	992,890,591	938,026,111	827,729,749	722,762,795	649,378,884
Allowance for Loan Losses	-30,757,244	-33,502,146	-34,065,670	-34,848,196	-33,286,164
Other Adjustments to Gross Loans	-	-6,911,591	-6,464,484	-5,378,077	-5,875,317
Net Loans	962,133,347	897,612,374	787,199,595	682,536,522	610,217,403
Property, Plant & Equipment	28,473,684	28,250,624	26,824,744	24,709,372	22,169,299
Goodwill	-	1,158,201	1,158,201	1,158,201	1,158,201
Other Intangible Assets	1,778,772	647,438	406,572	408,919	424,091
Accrued Interest Receivable	-	8,326,105	7,289,568	6,353,832	5,023,327
Other Receivables	-	4,659,143	7,101,550	430,235	771,192
Restricted Cash	47,768,278	36,408,142	92,617,705	104,110,295	65,785,161
Other Current Assets	9,694,943	15,235,340	18,521,927	16,078,330	11,601,304
Long-Term Deferred Tax Assets	-	5,495,208	7,451,236	7,321,331	5,525,516
Other Real Estate Owned & Foreclosed	2,250,820	1,859,220	1,707,367	1,616,757	1,401,658
Other Long-Term Assets	18,306,151	6,395,436	5,102,580	7,425,896	8,153,614
Total Assets	1,586,828,536	1,449,301,328	1,408,107,010	1,314,731,674	1,228,344,680
Accrued Expenses	-	212,678	184,511	145,432	243,346
Interest Bearing Deposits	1,249,044,298	1,128,205,328	1,104,039,597	1,041,213,849	980,243,977
Total Deposits	1,249,044,298	1,128,205,328	1,104,039,597	1,041,213,849	980,243,977
Short-Term Borrowings	97,406	1,588,609	1,177,545	639,235	227,183
Current Portion of Long-Term Debt	-	2,381,182	1,343,605	1,107,042	1,281,352
Current Income Taxes Payable	-	413,677	1,543,399	2,228,437	1,576,314
Accrued Interest Payable	-	290,439	337,755	193,006	230,715
Other Current Liabilities	4,733,862	11,299,797	16,815,994	17,415,303	14,645,051
Long-Term Debt	6,193,153	361,334	786,021	709,909	582,022
Long-Term Leases	-	302,470	237,344	289,169	331,425
Long-Term Unearned Revenue	-	3,758,457	2,835,855	2,265,011	2,076,875
Pension & Post-Retirement Benefits	-	9,097,709	9,032,072	7,521,225	7,257,098
Long-Term Deferred Tax Liabilities	-	-	-	9,740	-
Other Long-Term Liabilities	45,072,262	28,554,561	27,235,719	19,812,661	16,800,388
Total Liabilities	1,305,140,981	1,186,466,241	1,165,569,417	1,093,550,019	1,025,495,746
Common Stock	1,537,663	1,540,938	1,540,938	1,540,938	1,540,938
Additional Paid-In Capital	3,562,129	5,548,977	5,548,977	5,548,977	5,548,977
Retained Earnings	267,538,245	243,679,422	222,957,365	200,958,858	179,580,121
Comprehensive Income & Other	8,828,441	11,871,284	12,308,976	12,969,833	16,042,726
Total Common Equity	281,466,478	262,640,621	242,356,256	221,018,606	202,712,762
Minority Interest	221,077	194,466	181,337	163,049	136,172
Shareholders' Equity	281,687,555	262,835,087	242,537,593	221,181,655	202,848,934
Total Liabilities & Equity	1,586,828,536	1,449,301,328	1,408,107,010	1,314,731,674	1,228,344,680
Total Debt	6,290,559	4,633,595	3,544,515	2,745,355	2,421,982
Net Cash (Debt)	39,567,446	67,468,545	137,127,826	210,941,463	269,459,516
Net Cash Growth	-41.35%	-50.80%	-34.99%	-21.72%	16.83%
Net Cash Per Share	321.15	547.30	1112.37	1711.14	2185.84
Filing Date Shares Outstanding	123,048	123,275	123,275	123,275	123,275
Total Common Shares Outstanding	123,048	123,275	123,275	123,275	123,275
Book Value Per Share	2287.46	2130.53	1965.98	1792.89	1644.39
Tangible Book Value	279,687,706	260,834,982	240,791,483	219,451,486	201,130,470
Tangible Book Value Per Share	2273.00	2115.88	1953.29	1780.18	1631.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.