Pacific Alliance Bank (PFBN)

Pacific Alliance Bank Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2007	FY 2006
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2007	Dec 31, 2006
Interest Income on Loans	20.34	19.87	1.05	-
Interest Income on Investments	2.96	2.93	1.42	0.1
Total Interest Income	23.3	22.8	2.46	0.1
Interest Paid on Deposits	13	10.19	1.33	0.01
Interest Paid on Borrowings	0.64	0.64	-	-
Total Interest Expense	13.64	10.84	1.33	0.01
Net Interest Income	9.66	11.96	1.14	0.1
Net Interest Income Growth (YoY)	-19.28%	953.19%	1059.18%	-
Other Non-Interest Income	0.27	0.24	0.04	-
Total Non-Interest Income	0.27	0.24	0.04	-
Non-Interest Income Growth (YoY)	12.08%	523.29%	-	-
Revenues Before Loan Losses	9.93	12.21	1.18	0.1
Provision for Loan Losses	1.14	-	0.31	-
Revenue	8.79	12.21	0.86	0.1
Revenue Growth (YoY)	-27.97%	1312.88%	781.63%	-
Salaries and Employee Benefits	3.97	4.44	0.72	0.19
Occupancy Expenses	1.15	1.17	0.37	0.25
Selling, General & Administrative	1.09	1.05	1.08	0.26
Other Non-Interest Expense	0.54	0.52	1.09	0.18
Total Non-Interest Expense	6.75	7.17	3.26	0.88
EBT Excluding Unusual Items	2.04	5.04	-2.39	-0.78
Pretax Income	2.04	5.04	-2.39	-0.78
Income Tax Expense	0.61	1.5	0	-
Net Income	1.43	3.53	-2.39	-0.78
Net Income to Common	1.43	3.53	-2.39	-0.78
Net Income Growth	-59.41%	-	-	-
Basic Shares Outstanding	3	3	2	2
Diluted Shares Outstanding	3	3	2	2
Shares Change (YoY)	0.96%	92.42%	-0.38%	-
EPS (Basic)	0.44	1.11	-1.44	-0.47
EPS (Diluted)	0.44	1.11	-1.44	-0.47
EPS Growth	-60.20%	-	-	-
Dividend Per Share	0.100	-	-	-
Effective Tax Rate	29.75%	29.81%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.