Paragon Financial Solutions, Inc. (PGNN)

PGNN Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2007	FY 2006	FY 2005
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005
Interest Income on Loans	51.75	48.86	15.32	10.82	3.55
Interest Income on Investments	2.45	1.56	3.43	2.65	1.01
Total Interest Income	54.2	50.42	18.75	13.47	4.56
Interest Paid on Deposits	20.86	21.32	9.57	5.89	1.61
Interest Paid on Borrowings	0.89	1.74	0.88	1.38	0.38
Total Interest Expense	21.75	23.06	10.45	7.27	1.99
Net Interest Income	32.44	27.35	8.3	6.2	2.57
Net Interest Income Growth (YoY)	18.61%	229.49%	33.94%	141.10%	-
Gain (Loss) on Sale of Investments	-	-	0.15	-0.09	-
Other Non-Interest Income	4.07	3.6	0.2	0.11	0.03
Total Non-Interest Income	4.07	3.6	1.09	0.33	0.21
Non-Interest Income Growth (YoY)	13.32%	230.12%	229.57%	55.59%	-
Revenues Before Loan Losses	36.52	30.95	9.39	6.53	2.78
Provision for Loan Losses	0.1	-	1.2	0.79	1.43
Revenue	36.42	30.95	8.19	5.74	1.35
Revenue Growth (YoY)	17.67%	278.06%	42.55%	325.22%	-
Salaries and Employee Benefits	16.6	16.06	4.72	3.61	2.63
Occupancy Expenses	3.72	3.34	-	-	-
Selling, General & Administrative	-	-	3.01	2.39	1.6
Other Non-Interest Expense	5.77	5.36	1.02	0.77	0.67
Total Non-Interest Expense	26.08	24.76	8.76	6.77	4.9
EBT Excluding Unusual Items	10.33	6.19	-0.57	-1.03	-3.54
Pretax Income	10.33	6.19	-0.57	-1.03	-3.54
Income Tax Expense	2.52	1.49	-	-	-
Net Income	7.82	4.7	-0.57	-1.03	-3.54
Net Income to Common	7.82	4.7	-0.57	-1.03	-3.54
Net Income Growth	66.34%	-	-	-	-
Basic Shares Outstanding	5	5	3	3	2
Diluted Shares Outstanding	5	5	3	3	2
Shares Change (YoY)	0.58%	35.98%	20.71%	24.88%	-
EPS (Basic)	1.72	1.04	-0.17	-0.37	-1.61
EPS (Diluted)	1.72	1.04	-0.17	-0.37	-1.61
EPS Growth	65.39%	-	-	-	-
Effective Tax Rate	24.37%	24.09%	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.