Heartland Financial USA Statistics
Total Valuation
PMREF has a market cap or net worth of 1.16 billion. The enterprise value is 2.95 billion.
| Market Cap | 1.16B |
| Enterprise Value | 2.95B |
Important Dates
The last earnings date was Thursday, July 31, 2025.
| Earnings Date | Jul 31, 2025 |
| Ex-Dividend Date | Jul 31, 2025 |
Share Statistics
| Current Share Class | 107.31M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +11.42% |
| Shares Change (QoQ) | +2.40% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 106.39M |
Valuation Ratios
The trailing PE ratio is 21.68.
| Price/FFO Ratio | 8.50 |
| Price/AFFO Ratio | n/a |
| PE Ratio | 21.68 |
| Forward PE | n/a |
| PS Ratio | 2.80 |
| PB Ratio | 0.68 |
| P/TBV Ratio | 0.68 |
| P/FCF Ratio | 10.91 |
| P/OCF Ratio | 8.26 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 14.23, with an EV/FCF ratio of 27.81.
| EV / Earnings | 55.26 |
| EV / Sales | 7.20 |
| EV / EBITDA | 14.23 |
| EV / EBIT | 14.34 |
| EV / FCF | 27.81 |
Financial Position
The company has a current ratio of 0.96, with a Debt / Equity ratio of 1.06.
| Current Ratio | 0.96 |
| Quick Ratio | 0.04 |
| Debt / Equity | 1.06 |
| Debt / EBITDA | 8.67 |
| Debt / FCF | 17.07 |
| Interest Coverage | 2.42 |
Financial Efficiency
Return on equity (ROE) is 3.26% and return on invested capital (ROIC) is 4.09%.
| Return on Equity (ROE) | 3.26% |
| Return on Assets (ROA) | 3.97% |
| Return on Invested Capital (ROIC) | 4.09% |
| Return on Capital Employed (ROCE) | 6.33% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.13 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +8.18% in the last 52 weeks. The beta is 1.08, so PMREF's price volatility has been similar to the market average.
| Beta (5Y) | 1.08 |
| 52-Week Price Change | +8.18% |
| 50-Day Moving Average | 11.18 |
| 200-Day Moving Average | 10.88 |
| Relative Strength Index (RSI) | 48.81 |
| Average Volume (20 Days) | 218 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PMREF had revenue of 413.29 million and earned 53.43 million in profits. Earnings per share was 0.44.
| Revenue | 413.29M |
| Gross Profit | 236.28M |
| Operating Income | 207.54M |
| Pretax Income | 53.43M |
| Net Income | 53.43M |
| EBITDA | 208.50M |
| EBIT | 207.54M |
| Earnings Per Share (EPS) | 0.44 |
Balance Sheet
The company has 4.07 million in cash and 1.81 billion in debt, giving a net cash position of -1.81 billion.
| Cash & Cash Equivalents | 4.07M |
| Total Debt | 1.81B |
| Net Cash | -1.81B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.71B |
| Book Value Per Share | 15.92 |
| Working Capital | -13.53M |
Cash Flow
In the last 12 months, operating cash flow was 140.23 million and capital expenditures -34.05 million, giving a free cash flow of 106.18 million.
| Operating Cash Flow | 140.23M |
| Capital Expenditures | -34.05M |
| Free Cash Flow | 106.18M |
| FCF Per Share | n/a |
Margins
Gross margin is 57.17%, with operating and profit margins of 50.22% and 12.93%.
| Gross Margin | 57.17% |
| Operating Margin | 50.22% |
| Pretax Margin | 12.93% |
| Profit Margin | 12.93% |
| EBITDA Margin | 50.45% |
| EBIT Margin | 50.22% |
| FCF Margin | 25.69% |
Dividends & Yields
This stock pays an annual dividend of 0.61, which amounts to a dividend yield of 5.56%.
| Dividend Per Share | 0.61 |
| Dividend Yield | 5.56% |
| Dividend Growth (YoY) | -0.11% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 115.79% |
| Buyback Yield | -11.42% |
| Shareholder Yield | -5.86% |
| Earnings Yield | 4.61% |
| FCF Yield | 9.17% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |