PSB Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	-1.3	0.05	0.22	0.26
Depreciation & Amortization	0.32	0.33	0.31	0.08
Gain (Loss) on Sale of Assets	-	-	-0.31	-
Gain (Loss) on Sale of Investments	0.05	0.05	0.07	0.08
Provision for Credit Losses	0.09	-0.05	0.03	0.03
Accrued Interest Receivable	-0.03	0	-0.04	-0.03
Change in Other Net Operating Assets	-1.04	-2.02	-0.12	0.07
Other Operating Activities	-0.56	0.04	0.09	-0.12
Operating Cash Flow	-2.5	-1.66	0.32	0.39
Operating Cash Flow Growth	-	-	-18.34%	-
Capital Expenditures	-0.05	-0.07	-0.72	-3.29
Sale of Property, Plant and Equipment	-	-	0.32	-
Investment in Securities	1.61	1.66	2.65	1.83
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.35	-3.37	-5.36	-3.53
Other Investing Activities	-1.45	-1.45	-	-
Investing Cash Flow	-4.24	-3.23	-3.11	-4.99
Long-Term Debt Issued	-	-	-	8
Net Debt Issued (Repaid)	-	-	-	8
Net Increase (Decrease) in Deposit Accounts	10.37	7.59	-0.98	0.79
Other Financing Activities	0.03	0.07	0.02	-0.06
Financing Cash Flow	10.4	7.65	-0.96	8.73
Net Cash Flow	3.66	2.76	-3.76	4.13
Free Cash Flow	-2.55	-1.74	-0.4	-2.9
Free Cash Flow Margin	-67.34%	-45.04%	-11.03%	-82.20%
Cash Interest Paid	1.86	1.83	1.75	1.06
Cash Income Tax Paid	0.05	0.04	0.01	0.13