PPERF Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	164,412,466	151,236,027	132,544,470	112,382,118	97,749,086
Interest Paid on Deposits	58,202,431	49,479,107	36,657,896	24,478,764	24,686,592
Net Interest Income	106,210,035	101,756,920	95,886,574	87,903,354	73,062,494
Net Interest Income Growth (YoY)	4.38%	6.12%	9.08%	20.31%	16.86%
Gain (Loss) on Sale of Assets	2,276	2,835	8,624	2,821	-114,086
Gain (Loss) on Sale of Investments	6,280,172	150,297	125,295	899,579	3,245,224
Other Non-Interest Income	43,042,480	44,637,098	42,586,931	36,688,158	30,787,052
Total Non-Interest Income	49,324,928	44,790,230	42,720,850	37,590,558	33,918,190
Non-Interest Income Growth (YoY)	10.12%	4.84%	13.65%	10.83%	9.05%
Revenues Before Loan Losses	155,534,963	146,547,150	138,607,424	125,493,912	106,980,684
Provision for Loan Losses	10,099,817	11,811,786	11,152,853	16,096,382	20,428,352
Revenue	145,435,146	134,735,364	127,454,571	109,397,530	86,552,332
Revenue Growth (YoY)	7.94%	5.71%	16.51%	26.40%	23.17%
Salaries and Employee Benefits	26,635,454	23,990,763	24,423,089	24,641,746	22,677,112
Selling, General & Administrative	4,228,088	26,269,998	22,483,068	21,867,965	19,333,506
Other Non-Interest Expense	38,258,589	8,280,238	5,841,490	6,664,899	6,194,672
Total Non-Interest Expense	69,017,583	58,199,943	52,712,953	52,967,794	48,172,986
EBT Excluding Unusual Items	76,417,563	76,535,421	74,741,618	56,429,736	38,379,346
Legal Settlements	-	21,828	20,451	11,353	7,453
Other Unusual Items	-	-153,763	-77,188	-63,363	-28,378
Pretax Income	76,417,563	76,403,486	74,684,881	56,377,726	38,358,421
Income Tax Expense	15,071,430	15,238,365	14,633,011	11,425,358	7,807,324
Earnings From Continuing Operations	61,346,133	61,165,121	60,051,870	44,952,368	30,551,097
Minority Interest in Earnings	-5,052,183	-5,382,379	-4,991,813	-3,781,731	-2,522,942
Net Income	56,293,950	55,782,742	55,060,057	41,170,637	28,028,155
Net Income to Common	56,293,950	55,782,742	55,060,057	41,170,637	28,028,155
Net Income Growth	0.92%	1.31%	33.74%	46.89%	66.84%
Basic Shares Outstanding	93,321	93,333	93,333	93,303	93,263
Diluted Shares Outstanding	93,321	93,333	93,333	93,303	93,263
Shares Change (YoY)	-0.01%	-	0.03%	0.04%	-0.02%
EPS (Basic)	603.23	597.67	589.93	441.26	300.53
EPS (Diluted)	603.23	597.67	589.93	441.26	300.53
EPS Growth	0.93%	1.31%	33.69%	46.83%	66.88%
Dividend Per Share	-	466.184	353.960	264.670	180.320
Dividend Growth	-	31.70%	33.74%	46.78%	63.73%
Effective Tax Rate	19.72%	19.95%	19.59%	20.27%	20.35%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.