Postal Savings Bank of China Co., Ltd. (PSTVY)

PSTVY Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	373,563	113,206	108,255	120,263	101,549	139,424
Investment Securities	6,599,253	5,376,692	4,756,631	4,184,119	4,033,921	3,766,437
Trading Asset Securities	991,040	890,670	865,688	756,650	430,421	315,170
Total Investments	7,590,293	6,267,362	5,622,319	4,940,769	4,464,342	4,081,607
Gross Loans	8,552,373	8,148,893	7,210,433	6,454,099	5,716,258	4,974,186
Allowance for Loan Losses	-	-233,648	-232,723	-216,900	-203,897	-166,124
Net Loans	8,552,373	7,915,245	6,977,710	6,237,199	5,512,361	4,808,062
Property, Plant & Equipment	59,048	67,008	65,747	67,238	61,031	57,635
Other Intangible Assets	-	6,027	5,408	2,162	2,307	2,060
Investments in Real Estate	-	5	8	28	45	544
Accrued Interest Receivable	-	4,990	4,908	4,832	3,582	970
Other Receivables	-	6,764	7,703	7,160	5,366	4,575
Restricted Cash	-	1,243,832	1,189,962	1,119,203	1,131,795	1,059,215
Other Current Assets	-	3,472	4,840	5,720	2,931	2,184
Long-Term Deferred Tax Assets	62,005	62,508	63,955	56,319	53,217	47,237
Other Real Estate Owned & Foreclosed	-	111	175	211	195	198
Other Long-Term Assets	108,983	20,905	11,236	24,200	13,253	11,790
Total Assets	16,746,265	15,726,631	14,067,282	12,587,873	11,353,263	10,216,706
Accrued Expenses	-	40,216	39,543	37,015	34,182	29,687
Interest Bearing Deposits	15,106,961	13,964,797	12,725,613	11,367,344	10,380,206	9,317,278
Non-Interest Bearing Deposits	-	88,496	69,547	143,604	65,733	46,190
Total Deposits	15,106,961	14,053,293	12,795,160	11,510,948	10,445,939	9,363,468
Short-Term Borrowings	311,858	310,794	253,625	99,700	90,797	129,519
Current Portion of Long-Term Debt	-	191,308	1,920	1,442	8,007	22,035
Current Portion of Leases	-	3,056	3,101	3,143	3,015	-
Current Income Taxes Payable	1,875	79	2,868	4,267	10,482	12,931
Other Current Liabilities	-	25	25	18	14	14
Long-Term Debt	200,784	130,042	99,990	79,984	49,967	74,944
Long-Term Leases	-	6,212	6,751	6,540	6,263	8,396
Long-Term Unearned Revenue	-	1,790	1,976	1,937	1,746	1,462
Pension & Post-Retirement Benefits	-	1,097	1,330	1,396	1,276	1,939
Long-Term Deferred Tax Liabilities	15	4	11	11	-	-
Other Long-Term Liabilities	91,904	32,099	35,168	45,923	28,645	27,432
Total Liabilities	15,713,397	14,770,015	13,241,468	11,792,324	10,680,333	9,671,827
Preferred Stock, Convertible	-	-	-	47,989	47,989	47,989
Preferred Stock, Other	-	-	-	-120	-120	-120
Total Preferred Equity	-	-	-	47,869	47,869	47,869
Common Stock	99,161	99,161	92,384	92,384	86,979	86,203
Additional Paid-In Capital	-	160,252	122,049	122,049	97,469	94,040
Retained Earnings	294,915	518,010	462,458	406,312	353,331	309,999
Comprehensive Income & Other	636,884	177,450	147,334	125,477	86,151	5,756
Total Common Equity	1,030,960	954,873	824,225	746,222	623,930	495,998
Minority Interest	1,908	1,743	1,589	1,458	1,131	1,012
Shareholders' Equity	1,032,868	956,616	825,814	795,549	672,930	544,879
Total Liabilities & Equity	16,746,265	15,726,631	14,067,282	12,587,873	11,353,263	10,216,706
Total Debt	512,642	641,412	365,387	190,809	158,049	234,894
Net Cash (Debt)	2,658,520	1,602,119	1,567,688	1,503,625	913,940	631,197
Net Cash Growth	53.38%	2.20%	4.26%	64.52%	44.79%	-0.84%
Net Cash Per Share	26.61	16.43	16.97	16.52	10.52	7.76
Filing Date Shares Outstanding	99,161	99,161	92,384	92,384	86,979	86,203
Total Common Shares Outstanding	99,161	99,161	92,384	92,384	86,979	86,203
Book Value Per Share	8.38	7.92	7.41	6.89	6.25	5.75
Tangible Book Value	1,030,960	948,846	818,817	744,060	621,623	493,938
Tangible Book Value Per Share	8.38	7.85	7.35	6.86	6.23	5.73

Source: S&P Capital IQ. Banks template. Financial Sources.