Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PSZKF)

PSZKF Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	23,494	31,292	31,506	20,369	9,558
Investment Securities	211,714	187,382	126,358	125,583	104,206
Trading Asset Securities	2,119	10,158	14,397	12,084	7,637
Total Investments	213,833	197,540	140,755	137,667	111,843
Gross Loans	-	258,527	245,519	244,550	232,837
Allowance for Loan Losses	-	-10,206	-9,748	-8,688	-8,824
Other Adjustments to Gross Loans	-	-2,576	-2,847	-1,587	-1,081
Net Loans	-	245,745	232,924	234,275	222,932
Property, Plant & Equipment	5,973	5,320	4,681	4,479	4,329
Goodwill	-	1,053	1,053	1,053	1,053
Other Intangible Assets	4,153	2,865	2,459	2,410	2,228
Loans Held for Sale	266,158	-	-	-	-
Other Receivables	5,095	1,511	590	506	642
Restricted Cash	-	36	489	253	144
Other Current Assets	11	979	895	630	687
Long-Term Deferred Tax Assets	3,056	4,000	5,187	4,116	2,543
Other Long-Term Assets	3,452	11,175	10,908	12,328	21,007
Total Assets	525,225	501,516	431,447	418,086	376,966
Accounts Payable	-	231	205	222	132
Accrued Expenses	-	1,319	712	477	272
Interest Bearing Deposits	419,778	207,159	170,393	140,823	128,827
Non-Interest Bearing Deposits	-	194,972	171,312	184,083	154,621
Total Deposits	419,778	402,131	341,705	324,906	283,448
Short-Term Borrowings	2,692	15,655	22,842	19,992	11,175
Current Portion of Long-Term Debt	-	5,684	5,043	8,995	9,126
Current Portion of Leases	-	264	221	252	256
Current Income Taxes Payable	899	1,117	765	18	193
Other Current Liabilities	-	4,275	1,429	1,187	887
Long-Term Debt	31,389	12,418	13,156	15,884	23,262
Long-Term Leases	-	824	675	707	834
Long-Term Unearned Revenue	-	620	560	651	663
Pension & Post-Retirement Benefits	-	59	56	49	56
Long-Term Deferred Tax Liabilities	809	712	77	356	372
Other Long-Term Liabilities	17,288	10,980	8,294	6,697	6,379
Total Liabilities	472,855	456,289	395,740	380,393	337,055
Common Stock	1,250	1,250	1,250	1,250	1,250
Additional Paid-In Capital	-	22,860	23,085	23,003	29,519
Retained Earnings	20,628	17,382	13,302	12,214	4,655
Comprehensive Income & Other	30,503	3,746	-1,916	1,240	4,500
Total Common Equity	52,381	45,238	35,721	37,707	39,924
Minority Interest	-11	-11	-14	-14	-13
Shareholders' Equity	52,370	45,227	35,707	37,693	39,911
Total Liabilities & Equity	525,225	501,516	431,447	418,086	376,966
Total Debt	34,081	34,845	41,937	45,830	44,653
Net Cash (Debt)	-7,576	6,977	3,973	-13,377	-27,458
Net Cash Growth	-	75.61%	-	-	-
Net Cash Per Share	-6.06	5.58	3.18	-10.70	-21.97
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	41.90	36.19	28.58	30.17	31.94
Tangible Book Value	48,228	41,320	32,209	34,244	36,643
Tangible Book Value Per Share	38.58	33.06	25.77	27.40	29.31

Source: S&P Capital IQ. Banks template. Financial Sources.