Raiffeisen Bank International AG (RAIFY)

H&E Equipment Services Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	33,345	34,074	43,213	53,663	38,291	33,425
Investment Securities	39,938	35,973	30,102	23,240	22,054	21,022
Trading Asset Securities	7,957	6,263	6,532	7,031	4,325	4,912
Total Investments	47,895	42,236	36,634	30,271	26,379	25,934
Gross Loans	119,029	120,827	117,528	122,377	120,367	105,503
Allowance for Loan Losses	-2,534	-2,758	-2,889	-2,973	-2,559	-2,555
Other Adjustments to Gross Loans	-	-462	-493	-456	-359	-324
Net Loans	116,495	117,607	114,146	118,948	117,449	102,624
Property, Plant & Equipment	1,347	1,297	1,260	1,295	1,334	1,394
Goodwill	38	38	38	38	101	74
Other Intangible Assets	984	965	932	865	832	689
Investments in Real Estate	347	386	412	389	306	290
Other Receivables	160	130	69	100	73	87
Restricted Cash	817	797	21	20	266	235
Other Current Assets	599	1,012	555	542	6,411	660
Long-Term Deferred Tax Assets	119	216	218	269	152	121
Other Long-Term Assets	1,361	1,093	743	657	507	426
Total Assets	203,507	199,851	198,241	207,057	192,101	165,959
Accrued Expenses	303	340	349	344	235	211
Interest Bearing Deposits	44,026	43,054	44,462	48,915	46,687	41,625
Non-Interest Bearing Deposits	97,263	93,147	97,724	107,238	101,386	88,906
Total Deposits	141,289	136,201	142,186	156,153	148,073	130,531
Short-Term Borrowings	6,957	8,514	7,642	8,226	3,875	3,182
Current Portion of Leases	-	81	83	298	300	327
Current Income Taxes Payable	161	217	242	181	87	77
Other Current Liabilities	7,180	6,272	5,084	3,651	8,808	3,923
Long-Term Debt	20,804	21,704	18,447	15,003	11,993	11,119
Long-Term Leases	364	283	288	96	115	127
Long-Term Unearned Revenue	536	571	564	509	509	440
Pension & Post-Retirement Benefits	214	209	229	220	252	263
Long-Term Deferred Tax Liabilities	57	53	43	36	46	37
Other Long-Term Liabilities	4,468	5,066	3,234	3,576	2,333	1,434
Total Liabilities	182,333	179,511	178,391	188,293	176,626	151,671
Common Stock	1,001	1,002	1,002	1,002	1,002	1,002
Retained Earnings	15,979	16,213	15,600	13,637	10,121	9,235
Comprehensive Income & Other	2,926	1,865	2,017	2,998	3,342	3,231
Total Common Equity	19,906	19,080	18,619	17,637	14,465	13,468
Minority Interest	1,268	1,260	1,231	1,127	1,010	820
Shareholders' Equity	21,174	20,340	19,850	18,764	15,475	14,288
Total Liabilities & Equity	203,507	199,851	198,241	207,057	192,101	165,959
Total Debt	28,125	30,582	26,460	23,623	16,283	14,755
Net Cash (Debt)	13,177	9,755	23,285	37,071	26,333	23,582
Net Cash Growth	-23.68%	-58.11%	-37.19%	40.78%	11.67%	58.07%
Net Cash Per Share	40.17	29.74	70.99	112.68	80.04	71.68
Filing Date Shares Outstanding	328.23	328.41	328.37	328.43	328.62	328.62
Total Common Shares Outstanding	328.23	328.41	328.37	328.43	328.62	328.62
Book Value Per Share	60.65	52.67	51.80	48.80	39.08	40.98
Tangible Book Value	18,884	18,077	17,649	16,734	13,532	12,705
Tangible Book Value Per Share	57.53	49.62	48.84	46.05	36.24	38.66

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.