Redwood Financial, Inc. (REDW)

Redwood Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 1998	FY 1997	FY 1996
Period Ending	Jun 30, 1998	Jun 30, 1997	Jun 30, 1996
Net Income	0.43	0.25	0.46
Depreciation & Amortization	0.03	0.02	0.02
Gain (Loss) on Sale of Investments	-0.04	-0	-
Provision for Credit Losses	0.04	-	-
Accrued Interest Receivable	0.07	-0.06	-0.14
Change in Other Net Operating Assets	0.15	-0.01	-0.03
Other Operating Activities	-0.02	-0.09	0.01
Operating Cash Flow	1.05	0.49	0.38
Operating Cash Flow Growth	114.22%	28.38%	-31.88%
Capital Expenditures	-0.41	-0.18	-0.01
Investment in Securities	-5.05	-8.28	-6.75
Net Decrease (Increase) in Loans Originated / Sold - Investing	-8.32	-4.26	-1.35
Investing Cash Flow	-13.78	-12.72	-8.1
Long-Term Debt Issued	23.5	5.5	-
Long-Term Debt Repaid	-10.8	-2	-
Net Debt Issued (Repaid)	12.7	3.5	-
Issuance of Common Stock	-	-	8.55
Repurchase of Common Stock	-1.14	-1.23	-0.97
Net Increase (Decrease) in Deposit Accounts	2.41	7.83	2.27
Other Financing Activities	0.01	0.01	-13.35
Financing Cash Flow	13.98	10.12	-3.5
Net Cash Flow	1.25	-2.11	-11.22
Free Cash Flow	0.64	0.31	0.38
Free Cash Flow Growth	103.09%	-16.78%	-30.99%
Free Cash Flow Margin	34.50%	17.99%	22.59%
Free Cash Flow Per Share	0.74	0.33	0.37
Cash Interest Paid	2.77	1.96	1.93
Cash Income Tax Paid	0.28	0.27	0.18

Updated Apr 22, 2009. Source: S&P Global Market Intelligence. Banks template. Financial Sources.