Redwood Financial, Inc. (REDW)

Redwood Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2010	FY 2009	FY 1998	FY 1997	FY 1996
Period Ending	Dec 31, 2010	Dec 31, 2009	Jun 30, 1998	Jun 30, 1997	Jun 30, 1996
Net Income	-	-	0.43	0.25	0.46
Depreciation & Amortization	-	-	0.03	0.02	0.02
Gain (Loss) on Sale of Investments	-	-	-0.04	-0	-
Provision for Credit Losses	-	-	0.04	-	-
Accrued Interest Receivable	-	-	0.07	-0.06	-0.14
Change in Other Net Operating Assets	-	-	0.15	-0.01	-0.03
Other Operating Activities	-	-	-0.02	-0.09	0.01
Operating Cash Flow	-	-	1.05	0.49	0.38
Operating Cash Flow Growth	-	-	114.22%	28.38%	-31.88%
Capital Expenditures	-	-	-0.41	-0.18	-0.01
Investment in Securities	-	-	-5.05	-8.28	-6.75
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-8.32	-4.26	-1.35
Investing Cash Flow	-	-	-13.78	-12.72	-8.1
Long-Term Debt Issued	-	-	23.5	5.5	-
Long-Term Debt Repaid	-	-	-10.8	-2	-
Net Debt Issued (Repaid)	-	-	12.7	3.5	-
Issuance of Common Stock	-	-	-	-	8.55
Repurchase of Common Stock	-	-	-1.14	-1.23	-0.97
Net Increase (Decrease) in Deposit Accounts	-	-	2.41	7.83	2.27
Other Financing Activities	-	-	0.01	0.01	-13.35
Financing Cash Flow	-	-	13.98	10.12	-3.5
Net Cash Flow	-	-	1.25	-2.11	-11.22
Free Cash Flow	-	-	0.64	0.31	0.38
Free Cash Flow Growth	-	-	103.09%	-16.78%	-30.99%
Free Cash Flow Margin	-	-	34.50%	17.99%	22.59%
Free Cash Flow Per Share	-	-	0.74	0.33	0.37
Cash Interest Paid	-	-	2.77	1.96	1.93
Cash Income Tax Paid	-	-	0.28	0.27	0.18

Updated Apr 22, 2009. Source: S&P Global Market Intelligence. Banks template. Financial Sources.