Resona Holdings, Inc. (RSNHF)

Resona Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	376,766	371,109	361,062	352,954	358,592	371,548
Interest Income on Investments	145,202	138,123	98,052	88,744	77,073	106,704
Total Interest Income	521,968	509,232	459,114	441,698	435,665	478,252
Interest Paid on Deposits	38,322	32,471	15,226	7,475	9,832	19,478
Interest Paid on Borrowings	55,065	55,065	24,528	5,062	8,395	27,644
Total Interest Expense	93,387	87,536	39,754	12,537	18,227	47,122
Net Interest Income	428,581	421,696	419,360	429,161	417,438	431,130
Net Interest Income Growth (YoY)	2.55%	0.56%	-2.28%	2.81%	-3.18%	-1.10%
Trust Income	25,486	25,424	21,609	20,834	19,223	19,060
Income From Trading Activities	1,722	798	3,041	3,214	5,728	4,742
Gain (Loss) on Sale of Assets	1,149	2,705	-176	1,749	-68	682
Gain (Loss) on Sale of Investments	65,663	65,663	54,117	45,572	46,988	533
Other Non-Interest Income	357,242	337,227	325,757	325,188	308,992	346,781
Total Non-Interest Income	451,746	431,817	404,348	396,557	380,863	371,798
Non-Interest Income Growth (YoY)	15.19%	6.79%	1.96%	4.12%	2.44%	3.58%
Revenues Before Loan Losses	880,327	853,513	823,708	825,718	798,301	802,928
Provision for Loan Losses	13,933	40,450	22,672	66,712	68,931	35,107
Revenue	866,394	813,063	801,036	759,006	729,370	767,821
Revenue Growth (YoY)	10.31%	1.50%	5.54%	4.06%	-5.01%	-1.08%
Selling, General & Administrative	430,318	423,136	413,013	427,220	425,852	426,540
Other Non-Interest Expense	181,750	164,259	160,509	171,262	112,627	126,310
Total Non-Interest Expense	612,068	587,395	573,522	598,482	538,479	552,850
EBT Excluding Unusual Items	254,326	225,668	227,514	160,524	190,891	214,971
Asset Writedown	-1,869	-2,664	-2,467	-4,861	-6,576	-7,725
Other Unusual Items	-	-	-1	-1	-	4,930
Pretax Income	252,457	223,004	225,046	155,662	184,315	212,176
Income Tax Expense	73,436	64,683	63,311	45,544	54,602	56,737
Earnings From Continuing Operations	179,021	158,321	161,735	110,118	129,713	155,439
Minority Interest in Earnings	-120	609	-1,335	-144	-5,232	-3,013
Net Income	178,901	158,930	160,400	109,974	124,481	152,426
Net Income to Common	178,901	158,930	160,400	109,974	124,481	152,426
Net Income Growth	10.50%	-0.92%	45.85%	-11.65%	-18.33%	-12.98%
Basic Shares Outstanding	2,336	2,345	2,376	2,421	2,297	2,300
Diluted Shares Outstanding	2,336	2,345	2,377	2,422	2,297	2,300
Shares Change (YoY)	-1.45%	-1.34%	-1.85%	5.43%	-0.13%	-0.69%
EPS (Basic)	76.58	67.79	67.50	45.42	54.20	66.28
EPS (Diluted)	76.57	67.77	67.48	45.41	54.19	66.28
EPS Growth	12.12%	0.43%	48.60%	-16.21%	-18.23%	-12.37%
Dividend Per Share	22.000	22.000	21.000	21.000	21.000	21.000
Dividend Growth	4.76%	4.76%	0%	0%	0%	0%
Effective Tax Rate	29.09%	29.01%	28.13%	29.26%	29.62%	26.74%

Source: S&P Capital IQ. Banks template. Financial Sources.