Redwood Capital Bancorp (RWCB)
OTCMKTS
· Delayed Price · Currency is USD
21.60
+0.14 (0.65%)
May 9, 2025, 2:57 PM EDT
Redwood Capital Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 19.89 | 19.65 | 18.37 | 15.47 | 16.17 | 15.18 | Upgrade
|
| Interest Income on Investments | 4.13 | 4.13 | 3.27 | 2.8 | 1.13 | 1.04 | Upgrade
|
| Total Interest Income | 24.01 | 23.77 | 21.64 | 18.27 | 17.3 | 16.22 | Upgrade
|
| Interest Paid on Deposits | 4.74 | 4.52 | 1.45 | 0.4 | 0.7 | 1 | Upgrade
|
| Interest Paid on Borrowings | 0.64 | 0.64 | 0.65 | 0.62 | 0.59 | 0.51 | Upgrade
|
| Total Interest Expense | 5.38 | 5.16 | 2.1 | 1.02 | 1.29 | 1.51 | Upgrade
|
| Net Interest Income | 18.64 | 18.61 | 19.54 | 17.25 | 16.01 | 14.71 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.91% | -4.74% | 13.26% | 7.75% | 8.87% | 4.82% | Upgrade
|
| Mortgage Banking Activities | 0.39 | 0.39 | 0.43 | 1.23 | 2.34 | 2.37 | Upgrade
|
| Other Non-Interest Income | 1.23 | 1.37 | 2.31 | 1.42 | 0.29 | 0.35 | Upgrade
|
| Total Non-Interest Income | 3.06 | 3.2 | 4.19 | 4.05 | 3.81 | 3.7 | Upgrade
|
| Non-Interest Income Growth (YoY) | -22.98% | -23.49% | 3.35% | 6.30% | 3.09% | 82.36% | Upgrade
|
| Revenues Before Loan Losses | 21.69 | 21.82 | 23.73 | 21.3 | 19.82 | 18.41 | Upgrade
|
| Provision for Loan Losses | 0.14 | 0.23 | 0.06 | 0.24 | 0.14 | 1.24 | Upgrade
|
| Revenue | 21.55 | 21.58 | 23.67 | 21.06 | 19.68 | 17.16 | Upgrade
|
| Revenue Growth (YoY) | -7.37% | -8.81% | 12.37% | 7.02% | 14.69% | 3.64% | Upgrade
|
| Salaries and Employee Benefits | 7.57 | 7.57 | 7.64 | 6.87 | 6.04 | 5.55 | Upgrade
|
| Occupancy Expenses | 1.38 | 1.38 | 1.45 | 1.36 | 1.22 | 1.12 | Upgrade
|
| Selling, General & Administrative | 1.24 | 1.24 | 1.18 | 1.06 | 0.99 | 1.11 | Upgrade
|
| Other Non-Interest Expense | 4.44 | 4.17 | 3.66 | 3.42 | 3.73 | 3.14 | Upgrade
|
| Total Non-Interest Expense | 14.63 | 14.36 | 13.92 | 12.71 | 11.98 | 10.93 | Upgrade
|
| EBT Excluding Unusual Items | 6.92 | 7.23 | 9.75 | 8.36 | 7.7 | 6.23 | Upgrade
|
| Pretax Income | 6.92 | 7.23 | 9.75 | 8.36 | 7.7 | 6.23 | Upgrade
|
| Income Tax Expense | 1.87 | 1.95 | 2.7 | 2.33 | 2.11 | 1.83 | Upgrade
|
| Net Income | 5.06 | 5.27 | 7.04 | 6.02 | 5.59 | 4.41 | Upgrade
|
| Net Income to Common | 5.06 | 5.27 | 7.04 | 6.02 | 5.59 | 4.41 | Upgrade
|
| Net Income Growth | -23.22% | -25.16% | 16.98% | 7.67% | 26.94% | 7.08% | Upgrade
|
| Basic Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Diluted Shares Outstanding | 2 | 2 | 2 | 2 | 2 | 2 | Upgrade
|
| Shares Change (YoY) | 1.62% | 1.23% | -1.01% | 0.42% | 2.57% | -1.41% | Upgrade
|
| EPS (Basic) | 2.54 | 2.70 | 3.61 | 3.06 | 2.87 | 2.28 | Upgrade
|
| EPS (Diluted) | 2.54 | 2.65 | 3.58 | 3.03 | 2.82 | 2.28 | Upgrade
|
| EPS Growth | -24.44% | -25.98% | 18.15% | 7.45% | 23.68% | 8.57% | Upgrade
|
| Dividend Per Share | 0.240 | 0.320 | 0.320 | 0.300 | 0.280 | 0.280 | Upgrade
|
| Dividend Growth | -25.00% | - | 6.67% | 7.14% | - | - | Upgrade
|
| Effective Tax Rate | 26.99% | 27.04% | 27.73% | 27.94% | 27.38% | 29.31% | Upgrade
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Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.