Redwood Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	46.02	46.72	30.34	45.9	173.6
Investment Securities	36.59	30.7	36.03	35.62	28.6
Mortgage-Backed Securities	39.67	43.39	38.45	38.58	39.38
Total Investments	76.26	74.09	74.48	74.2	67.98
Gross Loans	381.68	382.69	388.55	379.53	332.13
Allowance for Loan Losses	-6.04	-6.36	-6.12	-5.98	-5.61
Other Adjustments to Gross Loans	-0.04	-0.06	-0.12	-0.04	-0.29
Net Loans	375.59	376.28	382.3	373.52	326.24
Property, Plant & Equipment	8.47	8.71	9	7.25	7.55
Loans Held for Sale	-	-	-	-	0.48
Accrued Interest Receivable	1.82	1.65	1.62	1.44	1.28
Other Long-Term Assets	23.59	24.35	23.69	22.84	18.95
Total Assets	531.75	531.8	521.44	525.15	596.07
Interest Bearing Deposits	305.27	305.44	321.68	318.37	358.52
Institutional Deposits	43.49	32.12	3.42	4.38	17.76
Non-Interest Bearing Deposits	122.96	134.15	135.33	148.68	165.28
Total Deposits	471.71	471.71	460.43	471.43	541.56
Current Portion of Leases	0.05	-	-	-	-
Accrued Interest Payable	0.14	0.19	0.04	0.02	0.02
Long-Term Debt	-	5	11	11	11
Long-Term Leases	0.12	0.2	0.24	0.26	0.28
Other Long-Term Liabilities	4.61	4.14	4.02	3.8	3.05
Total Liabilities	476.64	481.23	475.73	486.51	555.9
Common Stock	13.15	13.41	13.14	13.85	13.54
Additional Paid-In Capital	0.38	0.4	0.3	0.29	0.29
Retained Earnings	45.71	43.23	38.58	32.16	26.71
Comprehensive Income & Other	-4.14	-6.46	-6.31	-7.65	-0.36
Shareholders' Equity	55.11	50.57	45.71	38.64	40.18
Total Liabilities & Equity	531.75	531.8	521.44	525.15	596.07
Total Debt	0.18	5.2	11.24	11.26	11.28
Net Cash (Debt)	45.84	41.52	19.1	34.64	162.32
Net Cash Growth	10.40%	117.36%	-44.85%	-78.66%	133.51%
Net Cash Per Share	23.50	20.84	9.71	17.42	81.98
Filing Date Shares Outstanding	1.87	1.96	1.94	1.98	1.96
Total Common Shares Outstanding	1.87	1.96	1.94	1.98	1.96
Book Value Per Share	29.41	25.83	23.57	19.54	20.52
Tangible Book Value	55.11	50.57	45.71	38.64	40.18
Tangible Book Value Per Share	29.41	25.83	23.57	19.54	20.52

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.