Redwood Capital Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	46.02	46.72	30.34	45.9	173.6
Investment Securities	-	36.59	30.7	36.03	35.62	28.6
Mortgage-Backed Securities	-	39.67	43.39	38.45	38.58	39.38
Total Investments	-	76.26	74.09	74.48	74.2	67.98
Gross Loans	-	381.68	382.69	388.55	379.53	332.13
Allowance for Loan Losses	-	-6.04	-6.36	-6.12	-5.98	-5.61
Other Adjustments to Gross Loans	-	-0.04	-0.06	-0.12	-0.04	-0.29
Net Loans	-	375.59	376.28	382.3	373.52	326.24
Property, Plant & Equipment	-	8.47	8.71	9	7.25	7.55
Loans Held for Sale	-	-	-	-	-	0.48
Accrued Interest Receivable	-	1.82	1.65	1.62	1.44	1.28
Other Long-Term Assets	-	23.59	24.35	23.69	22.84	18.95
Total Assets	-	531.75	531.8	521.44	525.15	596.07
Interest Bearing Deposits	-	305.27	305.44	321.68	318.37	358.52
Institutional Deposits	-	43.49	32.12	3.42	4.38	17.76
Non-Interest Bearing Deposits	-	122.96	134.15	135.33	148.68	165.28
Total Deposits	-	471.71	471.71	460.43	471.43	541.56
Current Portion of Leases	-	0.05	-	-	-	-
Accrued Interest Payable	-	0.14	0.19	0.04	0.02	0.02
Long-Term Debt	-	-	5	11	11	11
Long-Term Leases	-	0.12	0.2	0.24	0.26	0.28
Other Long-Term Liabilities	-	4.61	4.14	4.02	3.8	3.05
Total Liabilities	-	476.64	481.23	475.73	486.51	555.9
Common Stock	-	13.15	13.41	13.14	13.85	13.54
Additional Paid-In Capital	-	0.38	0.4	0.3	0.29	0.29
Retained Earnings	-	45.71	43.23	38.58	32.16	26.71
Comprehensive Income & Other	-	-4.14	-6.46	-6.31	-7.65	-0.36
Shareholders' Equity	55.11	55.11	50.57	45.71	38.64	40.18
Total Liabilities & Equity	-	531.75	531.8	521.44	525.15	596.07
Total Debt	0.18	0.18	5.2	11.24	11.26	11.28
Net Cash (Debt)	45.84	45.84	41.52	19.1	34.64	162.32
Net Cash Growth	10.40%	10.40%	117.36%	-44.85%	-78.66%	133.51%
Net Cash Per Share	23.72	23.50	20.84	9.71	17.42	81.98
Filing Date Shares Outstanding	1.88	1.87	1.96	1.94	1.98	1.96
Total Common Shares Outstanding	1.88	1.87	1.96	1.94	1.98	1.96
Book Value Per Share	29.41	29.41	25.83	23.57	19.54	20.52
Tangible Book Value	55.11	55.11	50.57	45.71	38.64	40.18
Tangible Book Value Per Share	29.41	29.41	25.83	23.57	19.54	20.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.