Security Midwest Bancorp, Inc. (SBMW)

Security Midwest Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	0.81	0.68	0.68	0.85
Depreciation & Amortization	0.28	0.26	0.28	0.26
Gain (Loss) on Sale of Assets	-0.01	-0.01	-0	0.07
Gain (Loss) on Sale of Investments	0.3	0.31	0.33	0.52
Provision for Credit Losses	0.02	0.04	0.87	0.18
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.24	0.05	0.02	0.19
Accrued Interest Receivable	0.05	0.02	-0.15	0.07
Change in Other Net Operating Assets	0.39	-0.18	0.03	-0.49
Other Operating Activities	0.13	0.15	0.03	0.19
Operating Cash Flow	1.58	1.24	2.06	1.76
Operating Cash Flow Growth	5.63%	-39.64%	17.20%	-
Capital Expenditures	-0.33	-0.09	-0.14	-0.51
Investment in Securities	4.83	3.78	1.79	8.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1.86	-6.27	-11.48	7.9
Other Investing Activities	0.43	0.3	-0.4	0.11
Investing Cash Flow	3.08	-2.27	-10.22	15.51
Long-Term Debt Issued	-	-	20.5	-
Long-Term Debt Repaid	-	-10.5	-10	-
Net Debt Issued (Repaid)	-	-10.5	10.5	-
Net Increase (Decrease) in Deposit Accounts	-48.85	21.26	-30.61	-51.63
Other Financing Activities	-1.49	-0.01	0.05	-0.03
Financing Cash Flow	-42.06	10.76	-20.07	-51.65
Net Cash Flow	-37.4	9.73	-28.23	-34.39
Free Cash Flow	1.25	1.16	1.92	1.25
Free Cash Flow Growth	-10.16%	-39.83%	53.93%	-
Free Cash Flow Margin	12.76%	12.68%	23.55%	15.77%
Free Cash Flow Per Share	1.41	1.46	2.55	-
Cash Interest Paid	2.37	2.88	0.87	0.22
Cash Income Tax Paid	0.16	0.13	0.05	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.