Security Midwest Bancorp, Inc. (SBMW)

Security Midwest Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	0.3	0.68	0.68	0.85
Depreciation & Amortization	0.29	0.26	0.28	0.26
Gain (Loss) on Sale of Assets	-0	-0.01	-0	0.07
Gain (Loss) on Sale of Investments	0.68	0.31	0.33	0.52
Provision for Credit Losses	0.04	0.04	0.87	0.18
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.09	0.05	0.02	0.19
Accrued Interest Receivable	-0.04	0.02	-0.15	0.07
Change in Other Net Operating Assets	1.4	-0.18	0.03	-0.49
Other Operating Activities	-0.03	0.15	0.03	0.19
Operating Cash Flow	2.62	1.24	2.06	1.76
Operating Cash Flow Growth	110.59%	-39.64%	17.20%	-
Capital Expenditures	-0.47	-0.09	-0.14	-0.51
Investment in Securities	-28.64	3.78	1.79	8.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.94	-6.27	-11.48	7.9
Other Investing Activities	-0.63	0.3	-0.4	0.11
Investing Cash Flow	-34.68	-2.27	-10.22	15.51
Long-Term Debt Issued	35	-	20.5	-
Long-Term Debt Repaid	-	-10.5	-10	-
Net Debt Issued (Repaid)	35	-10.5	10.5	-
Issuance of Common Stock	8.9	-	-	-
Repurchase of Common Stock	-0.62	-	-	-
Net Increase (Decrease) in Deposit Accounts	-2.87	21.26	-30.61	-51.63
Other Financing Activities	-1.51	-0.01	0.05	-0.03
Financing Cash Flow	38.9	10.76	-20.07	-51.65
Net Cash Flow	6.84	9.73	-28.23	-34.39
Free Cash Flow	2.15	1.16	1.92	1.25
Free Cash Flow Growth	85.93%	-39.83%	53.93%	-
Free Cash Flow Margin	22.74%	12.68%	23.55%	15.77%
Free Cash Flow Per Share	2.59	1.46	2.55	-
Cash Interest Paid	2.31	2.88	0.87	0.22
Cash Income Tax Paid	0.04	0.13	0.05	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.