Standard Chartered Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	24,547	27,862	27,227	15,252	10,246
Interest Paid on Deposits	18,592	21,496	19,458	7,659	3,448
Net Interest Income	5,955	6,366	7,769	7,593	6,798
Net Interest Income Growth (YoY)	-6.46%	-18.06%	2.32%	11.70%	-0.79%
Income From Trading Activities	10,294	9,615	6,292	5,310	3,431
Gain (Loss) on Sale of Assets	375	-187	389	363	859
Gain (Loss) on Sale of Investments	-10	-237	-965	-515	-143
Other Non-Interest Income	4,328	3,986	3,674	3,259	3,456
Total Non-Interest Income	14,987	13,177	9,390	8,417	7,603
Non-Interest Income Growth (YoY)	13.74%	40.33%	11.56%	10.71%	-3.78%
Revenues Before Loan Losses	20,942	19,543	17,159	16,010	14,401
Provision for Loan Losses	676	557	528	836	263
Revenue	20,266	18,986	16,631	15,174	14,138
Revenue Growth (YoY)	6.74%	14.16%	9.60%	7.33%	13.47%
Salaries and Employee Benefits	8,601	7,990	7,924	7,340	7,173
Occupancy Expenses	1,170	1,126	1,071	1,186	1,181
Selling, General & Administrative	3,424	3,200	2,450	2,308	2,242
Total Non-Interest Expense	13,133	12,208	11,304	10,678	10,400
EBT Excluding Unusual Items	7,133	6,778	5,327	4,496	3,738
Asset Writedown	-65	-588	-130	-39	-55
Other Unusual Items	-	-	10	-	-
Pretax Income	6,963	6,014	5,093	4,286	3,347
Income Tax Expense	1,866	1,972	1,631	1,384	1,034
Earnings From Continuing Operations	5,097	4,042	3,462	2,902	2,313
Minority Interest in Earnings	-12	8	7	46	2
Net Income	5,085	4,050	3,469	2,948	2,315
Preferred Dividends & Other Adjustments	527	457	452	401	410
Net Income to Common	4,558	3,593	3,017	2,547	1,905
Net Income Growth	25.56%	16.75%	17.67%	27.34%	219.75%
Basic Shares Outstanding	2,333	2,543	2,778	2,966	3,108
Diluted Shares Outstanding	2,404	2,610	2,841	3,023	3,154
Shares Change (YoY)	-7.89%	-8.13%	-6.02%	-4.15%	-1.41%
EPS (Basic)	1.95	1.41	1.09	0.86	0.61
EPS (Diluted)	1.90	1.38	1.06	0.84	0.60
EPS Growth	37.69%	29.66%	25.98%	39.57%	486.41%
Dividend Per Share	0.610	0.370	0.270	0.180	0.120
Dividend Growth	64.86%	37.04%	50.00%	50.00%	33.33%
Effective Tax Rate	26.80%	32.79%	32.02%	32.29%	30.89%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.