Southeastern Banking Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	75.77	64.84	69.82	131.06	162.27
Investment Securities	109.47	53.97	80.36	84.89	82.92
Mortgage-Backed Securities	-	73.36	96.18	105.68	82.29
Total Investments	109.47	127.32	176.54	190.58	165.22
Gross Loans	415.4	386.1	348.37	327.39	294.64
Allowance for Loan Losses	-8.91	-8.17	-7.56	-7.24	-7.29
Other Adjustments to Gross Loans	-0.03	-0.03	-0.03	-0.04	-0.2
Net Loans	406.47	377.9	340.77	320.11	287.15
Property, Plant & Equipment	12.95	11.41	10.25	9.99	10.62
Accrued Interest Receivable	-	0.6	0.87	-	-
Long-Term Deferred Tax Assets	3.59	4.77	4.56	5.21	1.95
Other Real Estate Owned & Foreclosed	0.04	0.05	0.04	0.27	0.68
Other Long-Term Assets	16.62	14.64	14.12	14.49	13.96
Total Assets	624.89	601.96	617.44	672.02	642.1
Interest Bearing Deposits	386.27	362.55	360.63	416.77	395.89
Institutional Deposits	-	12.26	2.8	13.95	16.68
Non-Interest Bearing Deposits	149.42	147.94	181.09	179.87	162.46
Total Deposits	535.7	522.74	544.51	610.6	575.03
Other Long-Term Liabilities	3.44	4.65	3.1	1.75	1.28
Total Liabilities	539.14	527.4	547.62	612.34	576.31
Common Stock	4.48	4.48	4.48	4.48	4.48
Additional Paid-In Capital	0.99	0.86	1.4	1.4	1.4
Retained Earnings	94.3	87.13	82.1	74.72	67.67
Treasury Stock	-7.9	-7.9	-8.47	-8.47	-8.47
Comprehensive Income & Other	-6.1	-10	-9.68	-12.44	0.73
Shareholders' Equity	85.76	74.56	69.82	59.68	65.8
Total Liabilities & Equity	624.89	601.96	617.44	672.02	642.1
Net Cash (Debt)	75.77	64.84	69.82	131.06	162.27
Net Cash Growth	16.86%	-7.14%	-46.72%	-19.23%	26.14%
Net Cash Per Share	23.86	20.53	22.16	41.59	51.50
Filing Date Shares Outstanding	3.16	3.18	3.15	3.15	3.15
Total Common Shares Outstanding	3.16	3.18	3.15	3.15	3.15
Book Value Per Share	27.15	23.45	22.16	18.94	20.88
Tangible Book Value	85.76	74.56	69.82	59.68	65.8
Tangible Book Value Per Share	27.15	23.45	22.16	18.94	20.88

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.