Southeastern Banking Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	46.49	64.84	69.82	131.06	162.27	128.64
Investment Securities	120.58	127.32	176.54	84.89	82.92	79.44
Mortgage-Backed Securities	-	-	-	105.68	82.29	51.66
Total Investments	120.58	127.32	176.54	190.58	165.22	131.1
Gross Loans	414.83	386.1	348.37	327.39	294.64	265.01
Allowance for Loan Losses	-8.54	-8.17	-7.56	-7.24	-7.29	-6.68
Other Adjustments to Gross Loans	-0.03	-0.03	-0.03	-0.04	-0.2	-0.44
Net Loans	406.26	377.9	340.77	320.11	287.15	257.89
Property, Plant & Equipment	11.85	11.42	10.25	9.99	10.62	11.48
Long-Term Deferred Tax Assets	4.01	4.77	4.56	5.21	1.95	1.8
Other Real Estate Owned & Foreclosed	0.04	0.05	0.04	0.27	0.68	1.21
Other Long-Term Assets	16.34	15.67	15.45	14.49	13.96	10.46
Total Assets	605.57	601.96	617.44	672.02	642.1	542.98
Interest Bearing Deposits	368.31	374.81	363.42	416.77	395.89	334.14
Institutional Deposits	-	-	-	13.95	16.68	14.74
Non-Interest Bearing Deposits	150.69	147.94	181.09	179.87	162.46	127.85
Total Deposits	519	522.74	544.51	610.6	575.03	476.73
Other Long-Term Liabilities	3.34	4.65	3.1	1.75	1.28	1.09
Total Liabilities	522.34	527.4	547.62	612.34	576.31	477.82
Common Stock	4.48	4.48	4.48	4.48	4.48	4.48
Additional Paid-In Capital	0.95	0.86	1.4	1.4	1.4	1.4
Retained Earnings	92.7	87.13	82.1	74.72	67.67	65.3
Treasury Stock	-7.9	-7.9	-8.47	-8.47	-8.47	-8.47
Comprehensive Income & Other	-7	-10	-9.68	-12.44	0.73	2.46
Shareholders' Equity	83.23	74.56	69.82	59.68	65.8	65.17
Total Liabilities & Equity	605.57	601.96	617.44	672.02	642.1	542.98
Net Cash (Debt)	46.49	64.84	69.82	131.06	162.27	128.64
Net Cash Growth	42.18%	-7.14%	-46.72%	-19.23%	26.14%	62.52%
Net Cash Per Share	14.64	20.55	22.16	41.59	51.50	40.83
Filing Date Shares Outstanding	3.18	3.2	3.15	3.15	3.15	3.15
Total Common Shares Outstanding	3.18	3.2	3.15	3.15	3.15	3.15
Book Value Per Share	26.15	23.34	22.17	18.94	20.88	20.68
Tangible Book Value	83.23	74.56	69.82	59.68	65.8	65.17
Tangible Book Value Per Share	26.15	23.34	22.17	18.94	20.88	20.68

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.