Security Federal Corporation (SFDL)

Security Federal Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	112.71	75.34	178.28	128.28	28.5	27.62
Investment Securities	756.68	237.17	198.19	256.84	287.34	328.86
Mortgage-Backed Securities	-	540.36	463.89	445.22	430.35	378.6
Total Investments	756.68	777.54	662.07	702.06	717.69	707.46
Gross Loans	681.15	686.59	700.64	634.5	560.99	529.03
Allowance for Loan Losses	-13.62	-13.53	-13.89	-12.57	-11.18	-11.09
Other Adjustments to Gross Loans	-	-	-0.19	-0.37	-0.81	-22.49
Net Loans	667.53	673.06	686.55	621.56	549	495.46
Property, Plant & Equipment	-	33.77	30.25	30.04	29.82	27.49
Goodwill	-	1.2	1.2	1.2	1.2	1.2
Loans Held for Sale	-	3.13	0.6	0.97	0.91	4.04
Accrued Interest Receivable	-	4.91	5.37	5.51	4.81	3.75
Other Current Assets	-	0.7	0.94	0.94	1.1	1.53
Long-Term Deferred Tax Assets	-	9.94	13.31	14.66	15.55	0.58
Other Real Estate Owned & Foreclosed	-	0.05	-	-	0.12	0.13
Other Long-Term Assets	90.58	37.38	32.12	42.53	31.01	31.37
Total Assets	1,628	1,618	1,612	1,550	1,381	1,301

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,377	1,291	1,228	1,145	1,080	1,077
Institutional Deposits	-	81.1	96	50.2	30.3	39.4
Total Deposits	1,377	1,372	1,324	1,195	1,110	1,116
Short-Term Borrowings	-	25.26	77.81	138.38	71.67	26.79
Current Portion of Leases	-	0.46	-	-	-	-
Long-Term Debt	37.17	10	10	26.5	26.5	30
Long-Term Leases	-	0.59	0.96	1.44	1.9	2.29
Trust Preferred Securities	-	-	5.16	5.16	5.16	5.16
Other Long-Term Liabilities	11.52	9.54	11.43	10.84	5.82	5.5
Total Liabilities	1,426	1,418	1,429	1,377	1,221	1,186

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	82.95	82.95	82.95	82.95	82.95	-
Common Stock	118.97	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	-	18.38	18.34	18.29	18.23	18.23
Retained Earnings	-	127.94	118.14	111.05	104.13	96.37
Treasury Stock	-	-8.24	-5.96	-4.91	-4.33	-4.33
Comprehensive Income & Other	-	-20.61	-31.11	-35.05	-40.78	5.22
Total Common Equity	118.97	117.51	99.44	89.41	77.28	115.52
Shareholders' Equity	201.92	200.46	182.39	172.36	160.23	115.52
Total Liabilities & Equity	1,628	1,618	1,612	1,550	1,381	1,301

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	37.17	36.31	93.92	171.48	105.23	64.23
Net Cash (Debt)	75.54	40.28	85.6	-40.84	-75.63	-35.51
Net Cash Growth	-19.73%	-52.95%	-	-	-	-
Net Cash Per Share	24.10	12.75	26.68	-12.57	-23.25	-10.92
Filing Date Shares Outstanding	3.1	3.09	3.19	3.23	3.25	3.25
Total Common Shares Outstanding	3.1	3.11	3.19	3.23	3.25	3.25
Book Value Per Share	38.38	37.74	31.21	27.69	23.76	35.51
Tangible Book Value	118.97	116.31	98.24	88.21	76.08	114.32
Tangible Book Value Per Share	38.38	37.35	30.83	27.32	23.39	35.15

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

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