STAR Financial Group, Inc. (SFIGA)

STAR Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	105.98	99.37	88.78	66.63	66.76
Interest Income on Investments	36.92	41.73	40.95	22.71	11.19
Total Interest Income	142.9	141.1	129.73	89.34	77.95
Interest Paid on Deposits	50.93	51.09	32.27	4.09	1.88
Interest Paid on Borrowings	5.56	6.33	11.39	3.27	0.96
Total Interest Expense	56.49	57.42	43.66	7.36	2.84
Net Interest Income	86.41	83.68	86.08	81.98	75.11
Net Interest Income Growth	3.27%	-2.79%	4.99%	9.15%	2.53%
Trust Income	4.93	4.69	4.34	3.99	4.21
Gain (Loss) on Sale of Assets	-	2.74	-0.08	-0.16	13.03
Gain (Loss) on Sale of Investments	-0.78	-	-0.66	-1.69	-
Other Non-Interest Income	20.38	21.75	20.35	21.03	20.94
Total Non-Interest Income	25.75	30.41	25.21	24.87	42.31
Non-Interest Income Growth	-15.34%	20.63%	1.37%	-41.22%	19.89%
Revenues Before Loan Losses	112.16	114.09	111.29	106.85	117.42
Provision for Loan Losses	-6.24	-	2.95	0.73	0.95
Revenue	118.4	114.09	108.34	106.13	116.47
Revenue Growth	3.78%	5.31%	2.08%	-8.88%	11.67%
Salaries and Employee Benefits	46.79	44.62	44.67	42.23	40.53
Occupancy Expenses	8.15	6.32	5.39	3.3	3.46
Federal Deposit Insurance	1.42	1.39	1.52	1.36	1.18
Selling, General & Administrative	17.4	17.76	15.89	18.42	17.32
Other Non-Interest Expense	13.38	15.73	12.54	13.11	12.35
Total Non-Interest Expense	87.14	85.81	80	78.42	74.84
EBT Excluding Unusual Items	31.27	28.28	28.33	27.71	41.63
Pretax Income	31.27	28.28	28.33	27.71	41.63
Income Tax Expense	5.91	4.57	4.47	4.58	8.38
Net Income	25.35	23.71	23.86	23.13	33.25
Net Income to Common	25.35	23.71	23.86	23.13	33.25
Net Income Growth	6.93%	-0.65%	3.17%	-30.43%	35.70%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change	-0.36%	-0.15%	-5.68%	-11.12%	-2.66%
EPS (Basic)	9.17	8.53	8.55	7.79	9.93
EPS (Diluted)	9.08	8.46	8.50	7.77	9.93
EPS Growth	7.33%	-0.47%	9.40%	-21.75%	39.38%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.490	1.410	1.310	1.240	1.200
Dividend Growth	5.67%	7.63%	5.64%	3.33%	3.45%
Effective Tax Rate	18.91%	16.16%	15.78%	16.53%	20.14%

Data Source: S&P Global Market Intelligence Last updated: Dec 31, 2025

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every year for this company.

Update frequency:

Yearly

Last checked:

Nov 9, 2026

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