SSB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2021	FY 2020	FY 2019
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	54.99	16.77	-	-	21.88
Investment Securities	15.91	17.27	-	-	7.03
Mortgage-Backed Securities	-	-	-	-	5.29
Total Investments	15.91	17.27	-	-	12.32
Gross Loans	278.6	265.69	-	-	157.46
Allowance for Loan Losses	-2.91	-2.76	-	-	-1.18
Other Adjustments to Gross Loans	-	-	-	-	-0.16
Net Loans	275.69	262.92	-	-	156.11
Property, Plant & Equipment	4.04	3.85	-	-	4.24
Other Intangible Assets	3.09	3.68	-	-	-
Accrued Interest Receivable	1.72	1.6	-	-	0.67
Long-Term Deferred Tax Assets	0.93	0.97	-	-	0.3
Other Real Estate Owned & Foreclosed	-	-	-	-	0.05
Other Long-Term Assets	7.68	6.54	-	-	4.14
Total Assets	369.11	318.61	-	-	202.63
Interest Bearing Deposits	200.94	209.55	-	-	64.01
Institutional Deposits	-	-	-	-	79.49
Non-Interest Bearing Deposits	115.19	58.2	-	-	5.52
Total Deposits	316.13	267.75	-	-	149.02
Current Portion of Long-Term Debt	-	-	-	-	7.12
Current Portion of Leases	-	-	-	-	0.01
Accrued Interest Payable	0.57	0.84	-	-	0.33
Long-Term Debt	-	0.94	-	-	-
Federal Home Loan Bank Debt, Long-Term	19	19	-	-	24.25
Long-Term Leases	-	-	-	-	0
Other Long-Term Liabilities	2.12	1.22	-	-	1.01
Total Liabilities	337.83	289.75	-	-	181.75
Common Stock	0.02	0.02	-	-	0.02
Additional Paid-In Capital	8.97	8.96	-	-	8.71
Retained Earnings	23.77	20.95	-	-	12.95
Treasury Stock	-0.87	-0.86	-	-	-
Comprehensive Income & Other	-0.61	-0.21	-	-	-0.8
Shareholders' Equity	31.28	28.86	-	22.2	20.88
Total Liabilities & Equity	369.11	318.61	-	-	202.63
Total Debt	19	19.94	-	41.55	31.38
Net Cash (Debt)	46.16	7.72	-	-1.43	-7.04
Net Cash Growth	497.55%	-	-	-	-
Net Cash Per Share	21.48	3.58	-	-0.66	-3.24
Filing Date Shares Outstanding	2.19	2.13	2.18	2.18	2.28
Total Common Shares Outstanding	2.19	2.13	2.18	2.18	2.28
Book Value Per Share	14.31	13.54	-	9.75	9.17
Tangible Book Value	28.19	25.18	-	22.2	20.88
Tangible Book Value Per Share	12.90	11.81	-	9.75	9.17

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.