SSB Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2021	FY 2020	FY 2019
Period Ending	Feb '26 Feb 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Market Capitalization	30	29	23	21	18	18
Market Cap Growth	69.93%	24.88%	10.24%	14.34%	0.76%	-6.94%
Last Close Price	13.50	13.13	10.50	9.15	8.00	8.01
PE Ratio	12.98	12.83	12.13	18.85	12.75	41.47
PS Ratio	2.04	1.99	1.97	2.74	2.61	3.59
PB Ratio	0.94	0.92	0.80	-	0.82	0.87
P/FCF Ratio	-	-	-	-	-	18.74
P/OCF Ratio	-	-	-	-	-	17.46
Debt / Equity Ratio	0.61	0.61	0.69	-	1.87	1.50
Debt / FCF Ratio	-	-	-	-	-	32.49
Net Debt / Equity Ratio	-1.47	-1.47	-0.27	-	0.06	0.34
Net Debt / FCF Ratio	-	-	-	-	-	7.29
Return on Equity (ROE)	7.44%	7.44%	-	-	6.64%	2.12%
Return on Assets (ROA)	0.65%	0.65%	-	-	-	0.22%
Earnings Yield	7.58%	7.79%	8.25%	5.30%	7.84%	2.41%
FCF Yield	-	-	-	-	-	5.34%
Buyback Yield / Dilution	1.10%	0.39%	1.83%	-0.95%	-0.26%	-0.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.