Sturgis Bancorp, Inc. (STBI)

Sturgis Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 12, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	49	39	39	43	40	39
Market Cap Growth	42.61%	0.47%	-10.51%	7.29%	3.42%	-13.78%
Last Close Price	22.45	17.31	16.64	18.03	16.34	15.33
PE Ratio	7.29	13.77	6.46	6.56	6.38	6.52
PS Ratio	1.23	1.17	1.08	1.38	1.44	1.61
PB Ratio	0.83	0.71	0.70	0.83	0.77	0.83
Debt / Equity Ratio	0.52	1.37	0.98	1.63	1.98	1.62
Net Debt / Equity Ratio	-0.14	1.00	0.27	1.35	1.21	0.15
Return on Equity (ROE)	11.78%	5.10%	11.12%	12.62%	12.75%	13.25%
Return on Assets (ROA)	0.68%	0.30%	0.68%	0.82%	0.91%	1.07%
Earnings Yield	13.55%	7.26%	15.49%	15.25%	15.68%	15.35%
Dividend Yield	3.21%	3.93%	4.09%	3.77%	3.92%	4.17%
Payout Ratio	22.41%	-	-	-	-	-
Buyback Yield / Dilution	0.30%	-0.28%	-0.29%	-0.31%	-0.66%	-0.34%
Total Shareholder Return	3.51%	3.64%	3.80%	3.46%	3.25%	3.83%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.