Steele Bancorp Inc. (STLE)

Steele Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	31.41	22.36	18.45	15.13	14.71	14.6
Interest Income on Investments	5.27	4.15	3.47	2.9	2.62	2.67
Total Interest Income	36.68	26.51	21.92	18.02	17.33	17.27
Interest Paid on Deposits	11.11	8.68	6.17	1.9	1.24	2.37
Interest Paid on Borrowings	1.46	1.16	1.3	0.24	0.28	0.48
Total Interest Expense	12.57	9.84	7.47	2.14	1.52	2.85
Net Interest Income	24.11	16.67	14.46	15.89	15.81	14.43
Net Interest Income Growth (YoY)	51.66%	15.33%	-9.00%	0.51%	9.56%	7.91%
Trust Income	0.14	-	-	-	-	-
Gain (Loss) on Sale of Investments	0.11	-0.06	-0.48	-0.04	0.09	-0.04
Other Non-Interest Income	1.72	1.32	1.28	1.38	1.29	1.07
Total Non-Interest Income	2.93	1.97	1.44	2.03	2.38	2.23
Non-Interest Income Growth (YoY)	102.07%	37.28%	-29.42%	-14.58%	6.68%	4.89%
Revenues Before Loan Losses	27.05	18.64	15.89	17.92	18.19	16.66
Provision for Loan Losses	4.9	0.68	-0.24	-	0.05	0.52
Revenue	22.15	17.96	16.13	17.92	18.14	16.14
Revenue Growth (YoY)	28.70%	11.38%	-9.99%	-1.22%	12.38%	4.17%
Salaries and Employee Benefits	10.16	7.46	7.22	6.75	6.77	6.13
Occupancy Expenses	1.33	1.16	1.17	1.14	1.12	0.93
Federal Deposit Insurance	0.33	0.26	0.25	0.15	0.14	0.08
Selling, General & Administrative	1.23	1.02	0.94	1	1.06	0.87
Other Non-Interest Expense	3.13	2.15	1.74	1.8	2.05	1.81
Total Non-Interest Expense	16.62	12.05	11.32	10.84	11.13	9.83
EBT Excluding Unusual Items	5.53	5.91	4.81	7.08	7.01	6.32
Pretax Income	18.8	5.38	4.81	7.08	7.01	6.32
Income Tax Expense	1.08	0.89	0.66	1.1	1.06	0.96
Net Income	17.72	4.48	4.15	5.98	5.95	5.35
Net Income to Common	17.72	4.48	4.15	5.98	5.95	5.35
Net Income Growth	281.24%	7.90%	-30.59%	0.56%	11.17%	4.55%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	13.77%	0.20%	-0.84%	-0.03%	-0.00%	0.01%
EPS (Basic)	8.39	2.41	2.24	3.20	3.18	2.86
EPS (Diluted)	8.39	2.41	2.24	3.20	3.18	2.86
EPS Growth	235.51%	7.69%	-30.00%	0.58%	11.18%	4.54%
Dividend Per Share	1.470	1.450	1.410	1.370	1.310	1.250
Dividend Growth	2.80%	2.84%	2.92%	4.58%	4.80%	3.31%
Effective Tax Rate	5.72%	16.63%	13.71%	15.52%	15.12%	15.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.