Steele Bancorp Inc. (STLE)

Steele Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	40.29	22.36	18.45	15.13	14.71
Interest Income on Investments	6.72	4.15	3.47	2.9	2.62
Total Interest Income	47	26.51	21.92	18.02	17.33
Interest Paid on Deposits	13.82	8.68	6.17	1.9	1.24
Interest Paid on Borrowings	1.34	1.16	1.3	0.24	0.28
Total Interest Expense	15.15	9.84	7.47	2.14	1.52
Net Interest Income	31.85	16.67	14.46	15.89	15.81
Net Interest Income Growth (YoY)	91.00%	15.33%	-9.00%	0.51%	9.56%
Trust Income	0.7	-	-	-	-
Mortgage Banking Activities	0.63	0.25	0.19	-	-
Gain (Loss) on Sale of Assets	0.04	-	-	-	-
Gain (Loss) on Sale of Investments	0.14	-0.06	-0.48	-0.04	0.09
Other Non-Interest Income	2.04	1.32	1.28	1.38	1.29
Total Non-Interest Income	4.35	1.97	1.44	2.03	2.38
Non-Interest Income Growth (YoY)	121.02%	37.28%	-29.42%	-14.58%	6.68%
Revenues Before Loan Losses	36.2	18.64	15.89	17.92	18.19
Provision for Loan Losses	5.19	0.68	-0.24	-	0.05
Revenue	31.01	17.96	16.13	17.92	18.14
Revenue Growth (YoY)	72.62%	11.38%	-9.99%	-1.22%	12.38%
Salaries and Employee Benefits	11.24	7.46	7.22	6.75	6.77
Occupancy Expenses	1.71	1.16	1.17	1.14	1.12
Federal Deposit Insurance	0.43	0.26	0.25	0.15	0.14
Amortization of Goodwill & Intangibles	1.11	-	-	-	-
Selling, General & Administrative	1.61	1.02	0.94	1	1.06
Other Non-Interest Expense	4.05	2.15	1.74	1.8	2.05
Total Non-Interest Expense	20.15	12.05	11.32	10.84	11.13
EBT Excluding Unusual Items	10.86	5.91	4.81	7.08	7.01
Other Unusual Items	18.3	-	-	-	-
Pretax Income	23.65	5.38	4.81	7.08	7.01
Income Tax Expense	0.76	0.89	0.66	1.1	1.06
Net Income	22.89	4.48	4.15	5.98	5.95
Net Income to Common	22.89	4.48	4.15	5.98	5.95
Net Income Growth	410.78%	7.90%	-30.59%	0.56%	11.17%
Basic Shares Outstanding	3	2	2	2	2
Diluted Shares Outstanding	3	2	2	2	2
Shares Change (YoY)	34.59%	0.20%	-0.84%	-0.03%	-0.00%
EPS (Basic)	9.15	2.41	2.24	3.20	3.18
EPS (Diluted)	9.15	2.41	2.24	3.20	3.18
EPS Growth	279.50%	7.69%	-30.00%	0.58%	11.18%
Dividend Per Share	1.490	1.450	1.410	1.370	1.310
Dividend Growth	2.76%	2.84%	2.92%	4.58%	4.80%
Effective Tax Rate	3.21%	16.63%	13.71%	15.52%	15.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.