Steele Bancorp Inc. (STLE)

Steele Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	48.58	40.29	22.36	18.45	15.13	14.71
Interest Income on Investments	8.19	6.72	4.15	3.47	2.9	2.62
Total Interest Income	56.77	47	26.51	21.92	18.02	17.33
Interest Paid on Deposits	16.4	13.82	8.68	6.17	1.9	1.24
Interest Paid on Borrowings	1.06	1.34	1.16	1.3	0.24	0.28
Total Interest Expense	17.46	15.15	9.84	7.47	2.14	1.52
Net Interest Income	39.32	31.85	16.67	14.46	15.89	15.81
Net Interest Income Growth (YoY)	123.56%	91.00%	15.33%	-9.00%	0.51%	9.56%
Trust Income	1.05	0.7	0.08	-	-	-
Mortgage Banking Activities	0.76	0.63	0.25	0.19	-	-
Gain (Loss) on Sale of Assets	-0.01	0.04	-	-	-	-
Gain (Loss) on Sale of Investments	0.13	0.14	-0.06	-0.48	-0.04	0.09
Other Non-Interest Income	2.47	2.04	1.24	1.28	1.38	1.29
Total Non-Interest Income	5.34	4.35	1.97	1.44	2.03	2.38
Non-Interest Income Growth (YoY)	169.22%	121.02%	37.28%	-29.42%	-14.58%	6.68%
Revenues Before Loan Losses	44.65	36.2	18.64	15.89	17.92	18.19
Provision for Loan Losses	5.05	5.19	0.68	-0.24	-	0.05
Revenue	39.6	31.01	17.96	16.13	17.92	18.14
Revenue Growth (YoY)	109.73%	72.62%	11.38%	-9.99%	-1.22%	12.38%
Salaries and Employee Benefits	13.87	11.24	7.46	7.22	6.75	6.77
Occupancy Expenses	2.03	1.71	1.16	1.17	1.14	1.12
Federal Deposit Insurance	0.54	0.43	0.26	0.25	0.15	0.14
Amortization of Goodwill & Intangibles	1.78	1.11	-	-	-	-
Selling, General & Administrative	2.02	1.61	1.02	0.94	1	1.06
Other Non-Interest Expense	4.98	4.05	2.15	1.74	1.8	2.05
Total Non-Interest Expense	25.21	20.15	12.05	11.32	10.84	11.13
EBT Excluding Unusual Items	14.39	10.86	5.91	4.81	7.08	7.01
Other Unusual Items	18.3	18.3	-	-	-	-
Pretax Income	27.34	23.65	5.38	4.81	7.08	7.01
Income Tax Expense	1.38	0.76	0.89	0.66	1.1	1.06
Net Income	25.96	22.89	4.48	4.15	5.98	5.95
Net Income to Common	25.96	22.89	4.48	4.15	5.98	5.95
Net Income Growth	426.46%	410.78%	7.90%	-30.59%	0.56%	11.17%
Basic Shares Outstanding	3	3	2	2	2	2
Diluted Shares Outstanding	3	3	2	2	2	2
Shares Change (YoY)	55.46%	34.66%	0.19%	-0.84%	-0.03%	-0.00%
EPS (Basic)	8.99	9.15	2.41	2.24	3.20	3.18
EPS (Diluted)	8.99	9.15	2.41	2.24	3.20	3.18
EPS Growth	238.93%	279.32%	7.69%	-30.00%	0.58%	11.18%
Dividend Per Share	1.490	1.490	1.450	1.410	1.370	1.310
Dividend Growth	2.76%	2.76%	2.84%	2.92%	4.58%	4.80%
Effective Tax Rate	5.05%	3.21%	16.63%	13.71%	15.52%	15.12%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.