Steele Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	49.01	9.18	12.21	10.54	59.55
Investment Securities	227.34	99.59	112.23	134.38	126.74
Mortgage-Backed Securities	-	27.1	24.82	11.28	9.68
Total Investments	227.34	126.69	137.05	145.66	136.42
Gross Loans	918.17	437.16	388.67	369.57	339.9
Allowance for Loan Losses	-9.9	-4.38	-3.86	-4.06	-4.08
Other Adjustments to Gross Loans	-	-0.82	-0.75	-0.7	-0.79
Net Loans	908.27	431.96	384.06	364.81	335.03
Property, Plant & Equipment	17.93	8.25	8.55	8.82	8.98
Other Intangible Assets	13.55	-	-	-	-
Accrued Interest Receivable	4.08	1.8	1.6	1.37	1.09
Long-Term Deferred Tax Assets	4.14	2.25	1.95	2.81	0.7
Other Real Estate Owned & Foreclosed	-	-	0.06	-	-
Other Long-Term Assets	36.46	14.32	14.08	13.04	12.58
Total Assets	1,261	596.7	560.59	548.82	555.13
Interest Bearing Deposits	889.47	380.28	360.52	357.21	362.76
Institutional Deposits	-	39.5	37.24	13.89	15.28
Non-Interest Bearing Deposits	221.31	69.75	74.98	89.7	87.72
Total Deposits	1,111	489.53	472.74	460.8	465.76
Short-Term Borrowings	1.59	1.14	11.17	1.69	20.12
Current Portion of Long-Term Debt	-	37.55	1.2	19.95	2.05
Accrued Interest Payable	1.97	1.74	1.37	0.29	0.22
Long-Term Debt	9.89	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	5.5	5.5	14.5	11.7	6.9
Pension & Post-Retirement Benefits	-	2.36	2.34	2.1	1.95
Other Long-Term Liabilities	17.25	4.84	4.25	2.31	2.96
Total Liabilities	1,147	542.66	507.57	498.85	499.95
Common Stock	3.71	2.16	2.16	2.16	2.16
Additional Paid-In Capital	40.6	1.9	1.9	1.89	1.84
Retained Earnings	82.97	64.01	62.23	60.93	57.51
Treasury Stock	-7.73	-7.73	-7.73	-7.83	-7.25
Comprehensive Income & Other	-5.74	-6.3	-5.53	-7.19	0.92
Shareholders' Equity	113.8	54.04	53.02	49.97	55.18
Total Liabilities & Equity	1,261	596.7	560.59	548.82	555.13
Total Debt	16.98	44.19	26.87	33.34	29.06
Net Cash (Debt)	37.95	-24.65	3.63	-4.28	52.6
Net Cash Growth	-	-	-	-	116.74%
Net Cash Per Share	15.17	-13.26	1.95	-2.29	28.11
Filing Date Shares Outstanding	3.41	1.86	1.86	1.85	1.87
Total Common Shares Outstanding	3.41	1.86	1.86	1.85	1.87
Book Value Per Share	33.42	29.08	28.53	26.94	29.49
Tangible Book Value	100.25	54.04	53.02	49.97	55.18
Tangible Book Value Per Share	29.44	29.08	28.53	26.94	29.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.