SVB & T Corporation (SVBT)

SVB & T Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	64.33	39.89	22.62	11.62	35.91
Investment Securities	59.49	56.05	52.51	58.89	50.32
Mortgage-Backed Securities	6.11	5.88	6.58	8.81	12.41
Total Investments	65.59	61.92	59.08	67.7	62.73
Gross Loans	478.17	483.5	452.99	385.94	374.53
Allowance for Loan Losses	-6.78	-6.96	-7.03	-7.27	-5.99
Other Adjustments to Gross Loans	-	-	-	-0.11	-0.28
Net Loans	471.4	476.53	445.96	378.57	368.27
Property, Plant & Equipment	6.2	6.56	6.93	6.94	6.45
Loans Held for Sale	1.22	0.58	0.04	1.38	0.89
Accrued Interest Receivable	3.4	3.35	2.98	2.86	2.85
Long-Term Deferred Tax Assets	2.83	2.35	1.9	0.36	-
Other Real Estate Owned & Foreclosed	0.05	0.05	0.05	0.05	0.72
Other Long-Term Assets	20.28	19.81	18.57	17.88	15.57
Total Assets	637.81	613.55	560.66	490.1	496.12
Interest Bearing Deposits	413.78	382.87	319.18	273.75	292.42
Institutional Deposits	61.28	62.98	53.64	20.45	21.67
Non-Interest Bearing Deposits	88.02	87.61	96.41	92.72	82.9
Total Deposits	563.08	533.46	469.22	386.91	396.99
Current Portion of Leases	0.05	-	0.05	-	-
Accrued Interest Payable	2.79	2.34	0.56	0.23	0.53
Long-Term Debt	-	5	5	5	5
Federal Home Loan Bank Debt, Long-Term	-	5	24	34.5	37
Long-Term Leases	0.13	0.22	0.21	0.27	0.31
Other Long-Term Liabilities	6.95	7.26	6.43	6.57	4.93
Total Liabilities	573	553.27	505.46	433.48	444.75
Preferred Stock, Non-Redeemable	0.13	0.13	0.13	0.13	0.13
Total Preferred Equity	0.13	0.13	0.13	0.13	0.13
Common Stock	0.2	0.2	0.2	0.2	0.2
Additional Paid-In Capital	6.89	6.8	6.73	6.67	6.62
Retained Earnings	72.46	67.25	62.53	56.9	50.13
Treasury Stock	-10.27	-10.05	-10.06	-9.93	-9.09
Comprehensive Income & Other	-4.6	-4.05	-4.33	2.65	3.39
Total Common Equity	64.69	60.16	55.07	56.5	51.25
Shareholders' Equity	64.81	60.28	55.2	56.62	51.37
Total Liabilities & Equity	637.81	613.55	560.66	490.1	496.12
Total Debt	0.18	10.22	29.25	39.77	42.31
Net Cash (Debt)	64.15	29.67	-5.64	-26.9	-5.13
Net Cash Growth	116.25%	-	-	-	-
Net Cash Per Share	58.50	27.00	-5.13	-24.39	-4.59
Filing Date Shares Outstanding	1.1	1.1	1.1	1.1	1.12
Total Common Shares Outstanding	1.1	1.1	1.1	1.1	1.12
Book Value Per Share	59.03	54.74	50.20	51.42	45.83
Tangible Book Value	64.69	60.16	55.07	56.5	51.25
Tangible Book Value Per Share	59.03	54.74	50.20	51.42	45.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.