SVB & T Corporation (SVBT)

SVB & T Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	72.39	64.33	39.89	22.62	11.62	35.91
Investment Securities	68.71	59.49	56.05	52.51	58.89	50.32
Mortgage-Backed Securities	-	6.11	5.88	6.58	8.81	12.41
Total Investments	68.71	65.59	61.92	59.08	67.7	62.73
Gross Loans	461.21	478.17	483.5	452.99	385.94	374.53
Allowance for Loan Losses	-	-6.78	-6.96	-7.03	-7.27	-5.99
Other Adjustments to Gross Loans	-	-	-	-	-0.11	-0.28
Net Loans	461.21	471.4	476.53	445.96	378.57	368.27
Property, Plant & Equipment	5.9	6.2	6.56	6.93	6.94	6.45
Loans Held for Sale	1.23	1.22	0.58	0.04	1.38	0.89
Accrued Interest Receivable	3.32	3.4	3.35	2.98	2.86	2.85
Long-Term Deferred Tax Assets	-	2.83	2.35	1.9	0.36	-
Other Real Estate Owned & Foreclosed	0.31	0.05	0.05	0.05	0.05	0.72
Other Long-Term Assets	23.48	20.28	19.81	18.57	17.88	15.57
Total Assets	636.55	637.81	613.55	560.66	490.1	496.12
Interest Bearing Deposits	470.67	413.78	382.87	319.18	273.75	292.42
Institutional Deposits	-	61.28	62.98	53.64	20.45	21.67
Non-Interest Bearing Deposits	91.66	88.02	87.61	96.41	92.72	82.9
Total Deposits	562.32	563.08	533.46	469.22	386.91	396.99
Current Portion of Leases	-	0.05	-	0.05	-	-
Accrued Interest Payable	8.08	2.79	2.34	0.56	0.23	0.53
Long-Term Debt	-	-	5	5	5	5
Federal Home Loan Bank Debt, Long-Term	-	-	5	24	34.5	37
Long-Term Leases	-	0.13	0.22	0.21	0.27	0.31
Other Long-Term Liabilities	-	6.95	7.26	6.43	6.57	4.93
Total Liabilities	570.4	573	553.27	505.46	433.48	444.75
Preferred Stock, Non-Redeemable	-	0.13	0.13	0.13	0.13	0.13
Total Preferred Equity	-	0.13	0.13	0.13	0.13	0.13
Common Stock	66.15	0.2	0.2	0.2	0.2	0.2
Additional Paid-In Capital	-	6.89	6.8	6.73	6.67	6.62
Retained Earnings	-	72.46	67.25	62.53	56.9	50.13
Treasury Stock	-	-10.27	-10.05	-10.06	-9.93	-9.09
Comprehensive Income & Other	-	-4.6	-4.05	-4.33	2.65	3.39
Total Common Equity	66.15	64.69	60.16	55.07	56.5	51.25
Shareholders' Equity	66.15	64.81	60.28	55.2	56.62	51.37
Total Liabilities & Equity	636.55	637.81	613.55	560.66	490.1	496.12
Total Debt	-	0.18	10.22	29.25	39.77	42.31
Net Cash (Debt)	72.39	64.15	29.67	-5.64	-26.9	-5.13
Net Cash Growth	144.03%	116.25%	-	-	-	-
Net Cash Per Share	66.03	58.50	27.00	-5.13	-24.39	-4.59
Filing Date Shares Outstanding	1.1	1.1	1.1	1.1	1.1	1.12
Total Common Shares Outstanding	1.1	1.1	1.1	1.1	1.1	1.12
Book Value Per Share	60.06	59.03	54.74	50.20	51.42	45.83
Tangible Book Value	66.15	64.69	60.16	55.07	56.5	51.25
Tangible Book Value Per Share	60.06	59.03	54.74	50.20	51.42	45.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.