SVB & T Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	49.76	64.33	39.89	22.62	11.62
Investment Securities	71.76	59.49	56.05	52.51	58.89
Mortgage-Backed Securities	-	6.11	5.88	6.58	8.81
Total Investments	71.76	65.59	61.92	59.08	67.7
Gross Loans	-	478.17	483.5	452.99	385.94
Allowance for Loan Losses	-	-6.78	-6.96	-7.03	-7.27
Other Adjustments to Gross Loans	-	-	-	-	-0.11
Net Loans	-	471.4	476.53	445.96	378.57
Property, Plant & Equipment	5.86	6.2	6.56	6.93	6.94
Loans Held for Sale	487.35	1.22	0.58	0.04	1.38
Accrued Interest Receivable	3.39	3.4	3.35	2.98	2.86
Long-Term Deferred Tax Assets	2.22	2.83	2.35	1.9	0.36
Other Real Estate Owned & Foreclosed	-	0.05	0.05	0.05	0.05
Other Long-Term Assets	20.63	20.28	19.81	18.57	17.88
Total Assets	643.48	637.81	613.55	560.66	490.1
Interest Bearing Deposits	473.55	413.78	382.87	319.18	273.75
Institutional Deposits	-	61.28	62.98	53.64	20.45
Non-Interest Bearing Deposits	88.9	88.02	87.61	96.41	92.72
Total Deposits	562.45	563.08	533.46	469.22	386.91
Current Portion of Leases	-	0.05	-	0.05	-
Accrued Interest Payable	1.53	2.79	2.34	0.56	0.23
Long-Term Debt	-	-	5	5	5
Federal Home Loan Bank Debt, Long-Term	-	-	5	24	34.5
Long-Term Leases	-	0.13	0.22	0.21	0.27
Other Long-Term Liabilities	5.75	6.95	7.26	6.43	6.57
Total Liabilities	569.73	573	553.27	505.46	433.48
Preferred Stock, Non-Redeemable	0.13	0.13	0.13	0.13	0.13
Total Preferred Equity	0.13	0.13	0.13	0.13	0.13
Common Stock	0.2	0.2	0.2	0.2	0.2
Additional Paid-In Capital	7.38	6.89	6.8	6.73	6.67
Retained Earnings	80.26	72.46	67.25	62.53	56.9
Treasury Stock	-10.33	-10.27	-10.05	-10.06	-9.93
Comprehensive Income & Other	-3.88	-4.6	-4.05	-4.33	2.65
Total Common Equity	73.62	64.69	60.16	55.07	56.5
Shareholders' Equity	73.75	64.81	60.28	55.2	56.62
Total Liabilities & Equity	643.48	637.81	613.55	560.66	490.1
Total Debt	-	0.18	10.22	29.25	39.77
Net Cash (Debt)	49.76	64.15	29.67	-5.64	-26.9
Net Cash Growth	-22.43%	116.25%	-	-	-
Net Cash Per Share	44.83	58.50	27.00	-5.13	-24.39
Filing Date Shares Outstanding	1.1	1.1	1.1	1.1	1.1
Total Common Shares Outstanding	1.1	1.1	1.1	1.1	1.1
Book Value Per Share	66.97	59.03	54.74	50.20	51.42
Tangible Book Value	73.62	64.69	60.16	55.07	56.5
Tangible Book Value Per Share	66.97	59.03	54.74	50.20	51.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.