Triad Business Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	17.7	23.95	33.61	30.18	38.74
Investment Securities	55.54	66.94	73.4	69.13	80.7
Trading Asset Securities	0.16	0.09	0.31	0.48	0.05
Mortgage-Backed Securities	53.15	55.83	64.13	68.03	68.86
Total Investments	108.85	122.86	137.85	137.64	149.61
Gross Loans	400.53	373.67	334.14	273.05	179.59
Allowance for Loan Losses	-3.44	-4.09	-3.73	-3.42	-2.1
Other Adjustments to Gross Loans	-	-	-	-	-0.33
Net Loans	397.09	369.59	330.41	269.63	177.16
Property, Plant & Equipment	1.04	1.32	1.64	1.42	1.75
Accrued Interest Receivable	1.69	1.84	1.76	1.45	1.08
Other Long-Term Assets	4.55	5.61	5.88	4.8	4.64
Total Assets	530.92	525.16	511.15	445.11	372.98
Interest Bearing Deposits	348.73	340.81	353.06	213.28	202.14
Institutional Deposits	19.52	22.03	8	2.76	2.22
Non-Interest Bearing Deposits	99.37	92.61	99.39	176.82	100.96
Total Deposits	467.62	455.45	460.45	392.86	305.32
Short-Term Borrowings	5.16	15.09	0.31	0.48	0.05
Current Portion of Long-Term Debt	4	-	-	10	-
Current Portion of Leases	0.39	-	-	-	-
Accrued Interest Payable	0.48	0.47	0.4	0.09	0.02
Long-Term Debt	-	-	-	-	8.03
Federal Home Loan Bank Debt, Long-Term	-	9	9	-	-
Long-Term Leases	0.55	1.15	1.44	1.15	1.4
Other Long-Term Liabilities	2.16	1.78	1.95	2.09	1.18
Total Liabilities	480.36	482.94	473.55	406.67	316.01
Common Stock	73.39	73.17	66.69	65.82	65.11
Retained Earnings	-14.68	-16.08	-11.78	-7.33	-6.97
Comprehensive Income & Other	-8.14	-14.87	-17.31	-20.05	-1.17
Shareholders' Equity	50.57	42.22	37.6	38.44	56.98
Total Liabilities & Equity	530.92	525.16	511.15	445.11	372.98
Total Debt	10.1	25.24	10.75	11.63	9.48
Net Cash (Debt)	7.76	-1.2	23.17	19.03	29.31
Net Cash Growth	-	-	21.78%	-35.08%	100.96%
Net Cash Per Share	0.95	-0.16	3.48	2.88	5.12
Filing Date Shares Outstanding	8.06	7.99	6.7	6.6	6.6
Total Common Shares Outstanding	8.06	7.99	6.7	6.6	6.6
Book Value Per Share	6.28	5.28	5.62	5.82	8.63
Tangible Book Value	50.57	42.22	37.6	38.44	56.98
Tangible Book Value Per Share	6.28	5.28	5.62	5.82	8.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.