Touchmark Bancshares, Inc. (TMAK)

Touchmark Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	3.74	7.99	5.87	8.32	4.72
Depreciation & Amortization	4.77	3.56	1.95	2.13	2.22
Gain (Loss) on Sale of Assets	-0.4	-	-	-	-0.12
Provision for Credit Losses	2.58	0.3	0.59	0.26	1.5
Change in Other Net Operating Assets	-1.49	0.66	-0.01	0.06	-0.6
Other Operating Activities	0.43	1.7	-0.22	-0.08	-0.26
Operating Cash Flow	8.88	14.22	7.55	6.97	4.12
Operating Cash Flow Growth	-37.54%	88.22%	8.44%	68.86%	-2.39%
Capital Expenditures	-0.02	-0.04	-0.06	-0.02	-0.05
Sale of Property, Plant and Equipment	0.04	-	-	-	-
Investment in Securities	9.4	-23.25	78.11	-65.57	-17.27
Net Decrease (Increase) in Loans Originated / Sold - Investing	61.27	-165.44	1.24	71.68	-16.46
Other Investing Activities	1.14	-0.03	0	0.54	0.27
Investing Cash Flow	71.82	-188.76	79.31	6.63	-33.31
Short-Term Debt Issued	54	168.5	-	-	-
Total Debt Issued	54	168.5	-	-	-
Short-Term Debt Repaid	-54	-168.5	-	-	-
Long-Term Debt Repaid	-	-	-	-9	-6.5
Total Debt Repaid	-54	-168.5	-	-9	-6.5
Net Debt Issued (Repaid)	-	-	-	-9	-6.5
Common Dividends Paid	-2.91	-2.46	-2.24	-1.57	-1.34
Net Increase (Decrease) in Deposit Accounts	-76.95	175.66	-84.14	-2.97	23.37
Financing Cash Flow	-79.86	173.19	-86.38	-13.53	15.52
Net Cash Flow	0.84	-1.35	0.48	0.06	-13.66
Free Cash Flow	8.86	14.18	7.5	6.95	4.08
Free Cash Flow Growth	-37.54%	89.09%	7.92%	70.48%	-2.17%
Free Cash Flow Margin	68.80%	87.40%	52.38%	37.18%	27.46%
Free Cash Flow Per Share	1.98	3.17	1.68	1.55	0.91
Cash Interest Paid	20.07	12.58	2.24	2.41	6.53
Cash Income Tax Paid	1.3	2.79	1.65	3.04	1.03

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.