Truxton Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	49.42	44.53	41.72	37.8	25.13	18.33
Interest Income on Investments	25.44	23.35	14.53	11.02	7.48	4.96
Total Interest Income	74.86	67.88	56.25	48.83	32.6	23.28
Interest Paid on Deposits	32.38	31.68	27.85	20.88	6.79	2.25
Interest Paid on Borrowings	2.34	2.17	2.21	3.42	0.97	1.09
Total Interest Expense	34.73	33.85	30.06	24.3	7.76	3.34
Net Interest Income	40.14	34.03	26.19	24.53	24.84	19.95
Net Interest Income Growth	27.90%	29.95%	6.75%	-1.26%	24.55%	9.19%
Trust Income	24.61	21.99	20.6	17.66	16.38	15.1
Gain (Loss) on Sale of Investments	-0.41	-0.41	-0.34	-0.38	-0.64	-
Other Non-Interest Income	1.5	2.49	1.49	0.73	0.46	0.49
Total Non-Interest Income	26.05	24.41	22.12	18.47	16.61	15.92
Non-Interest Income Growth	7.45%	10.36%	19.73%	11.20%	4.34%	30.51%
Revenues Before Loan Losses	66.18	58.44	48.3	43	41.46	35.87
Provision for Loan Losses	0.78	1.87	0.22	0.3	0.98	0.29
Revenue	65.4	56.57	48.09	42.71	40.47	35.58
Revenue Growth	19.56%	17.64%	12.60%	5.52%	13.76%	21.11%
Salaries and Employee Benefits	20.98	19.19	14.86	13.49	13.21	12.28
Federal Deposit Insurance	1.48	0.97	0.42	0.46	0.25	0.21
Selling, General & Administrative	6.76	6.63	6.64	5.48	4.96	4.24
Other Non-Interest Expense	3.38	3.06	3.19	1.63	1.55	1.43
Total Non-Interest Expense	32.6	29.85	25.12	21.05	19.97	18.17
EBT Excluding Unusual Items	32.8	26.72	22.97	21.65	20.51	17.41
Pretax Income	32.8	26.72	22.97	21.65	20.51	17.41
Income Tax Expense	5.78	5.23	4.56	4.12	3.78	2.87
Net Income	27.02	21.48	18.41	17.54	16.73	14.54
Preferred Dividends & Other Adjustments	0.57	0.57	0.52	0.47	0.45	0.35
Net Income to Common	26.45	20.92	17.89	17.07	16.28	14.19
Net Income Growth	29.19%	16.90%	4.84%	4.85%	14.71%	30.32%
Basic Shares Outstanding	12	11	11	11	11	11
Diluted Shares Outstanding	12	11	11	11	11	11
Shares Change	3.66%	-0.67%	-0.34%	0.11%	0.23%	1.23%
EPS (Basic)	2.30	1.87	1.59	1.51	1.44	1.26
EPS (Diluted)	2.30	1.86	1.58	1.50	1.44	1.25
EPS Growth	24.60%	17.67%	5.32%	4.70%	14.54%	28.72%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.785	0.500	0.430	0.380	0.340	0.300
Dividend Growth	62.69%	16.28%	13.16%	11.77%	13.33%	7.14%
Effective Tax Rate	17.62%	19.59%	19.84%	19.01%	18.43%	16.48%